Somerset County and Watchung Borough property record for 72 Edgemont Rd, Watchung, NJ 07069
| Property Type | Single Family Home |
|---|---|
| Details | 1,440 sqft · built 1960 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $465,000 (Aug 2020) |
| Tax Bill | $10,640 (2025) |
| Deeds & Mortgages | Apr 2024 Second Mortgage Apr 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-05602-0000-00005 |
| Primary APN | 21-05602-0000-00005 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 1,440 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Frame |
| Lot Area | 60,984 sqft |
| Street Address | 72 EDGEMONT RD |
|---|---|
| City | WATCHUNG |
| State | NJ |
| Zip | 07069-6453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-R |
| Legal Block | 5602 |
| Legal Lot Number | 5 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | WATCHUNG |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 52300 |
72 Edgemont Rd is owned and occupied by two individuals who bought it in August 2020.
Source: Somerset County and Watchung Borough records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 72 EDGEMONT RD, WATCHUNG, NJ 07069-6453 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 17, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Apr 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FBC MORTGAGE LLC |
| Aug 11, 2020 | Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2020 · Amount on File |
| Deed Sale | Aug 11, 2020 · Amount on File |
| Prior Sale | Jul 13, 2007 · Amount on File |
| Deed Document Number | 202035641 |
| Deed Book / Page | 7236 / 3599 |
| Transfer Doc | 7219001113 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 72 EDGEMONT RD, WATCHUNG, NJ 07069-6453 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000009112 |
|---|---|
| Date | Apr 17, 2024 |
| Book Page | 7553/1264 |
| Instrument | 2024009112 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 72 EDGEMONT RD, WATCHUNG, NJ 07069-6453 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000015458 |
|---|---|
| Date | Apr 27, 2018 |
| Book Page | 7039/2045 |
| Instrument | 2018015458 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2033 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Aug 11, 2020 |
| Property Address | 72 EDGEMONT RD, WATCHUNG, NJ 07069-6453 |
| Document Number | 0000035641 |
| Book / Page | 7236 / 3599 |
| Instrument Date | Aug 6, 2020 |
| Instrument | 2020035641 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2021 |
| Title Company | ZWIREN TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,839.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 693 VALLEY RD, 693, WATCHUNG, NJ 07069-6118 |
| Name | Verified Name |
|---|---|
| Address | 72 EDGEMONT RD, WATCHUNG, NJ 07069-6453 |
| Document Number | 0000035642 |
|---|---|
| Date | Aug 11, 2020 |
| Instrument | 2020035642 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
The 2025 property tax bill for 72 Edgemont Rd was $10,640, up 7.5% from the year before.
Source: Somerset County and Watchung Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Watchung Borough |
| Elementary School District | Watchung Borough School District (KG - 08) |
| Secondary School District | Watchung Hills Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $573,400 (+5.19%) Land $330,300 Building $243,100 | $573,400 (+5.19%) Land $330,300 Building $243,100 | |
| 2025 | $10,640.00 (+7.45%) | $545,100 Land $308,700 Building $236,400 | $545,100 Land $308,700 Building $236,400 |
| 2024 | $9,902.00 | ||
| 2023 | $461,400 Land $254,400 Building $207,000 | $461,400 Land $254,400 Building $207,000 | |
| 2022 | $9,389.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 72 Edgemont Rd in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 23 (1979–2025) |
| Claims Outside the SFHA | 16 of 23 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 72 Edgemont Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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