72 Eagle Stone Trce, Banner Elk, NC 28604 Property Records

Avery County property record for 72 Eagle Stone Trce, Banner Elk, NC 28604

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,800 sqft · built 2022
Lot Size	0.565 acres (24,611 sqft)
Owner	Individual Name on File
Tax Bill	$3,349 (2025)
Deeds & Mortgages	Mar 2023 Construction Loan Nov 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`1849-00-17-7760-00000`

Property Details

APN / Parcel Number

Primary APN	`1849-00-17-7760-00000`
Alternative APN	`76775`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,800 sqft Living Area
1st Floor Area	1,613 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Multi-Level
Foundation Type	Footing
Roof Material	Asphalt
Lot Area	24,611 sqft (0.565 acres)
View / Lot	Mountain
Garage Type	Detached
Garage Area	432 sqft
Porch	Slab
Porch Area	480 sqft
Deck Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	76775
Street Address	72 EAGLE STONE TRCE
City	BANNER ELK
State	NC
Zip	28604-6296
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAGLES NEST THE VILLAGE LOT 72
Legal Subdivision	EAGLES NEST THE VILLAGE
Legal Lot Number	72
Jurisdiction	AVERY NC
Township / Civil Division	BANNER ELK
Census Block Group	2
Census Block	2012
Census Tract	930100

Owner

72 Eagle Stone Trce, a single family home, is owned by an individual.

Source: Avery County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	9 ISLAND AVE, 1915, MIAMI BEACH, FL 33139-1361
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Deed of Trust, Mortgage · Construction Mortgage TD BANK NA
Nov 30, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Property Address	72 EAGLE STONE TRCE, BANNER ELK, NC 28604-6296
Transaction Type	Mortgage
Record Updated	Dec 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 ISLAND AVE 1915, 1915, MIAMI BEACH, FL 33139-1361

Mortgage

Document Number	0000000892
Date	Mar 6, 2023
Book Page	586/1262
Instrument	2023000892

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.2%
Index	Other
Margin	3
Max Rate	10.2%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Nov 30, 2021
Property Address	72 EAGLE STONE TRCE, BANNER ELK, NC 28604-6296
Document Number	0000007492
Book / Page	569 / 2201
Map Reference	MB 45 PG 299
Instrument Date	Nov 23, 2021
Instrument	2021007492
Transaction Type	Transfer
Record Updated	Dec 4, 2025

Transaction

Amount	Amount on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19421 LIVERPOOL PKWY, CORNELIUS, NC 28031-6283

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 ISLAND AVE APT 1915, 1915, MIAMI BEACH, FL 33139-1361

Tax Assessment & Valuation

The 2025 property tax bill for 72 Eagle Stone Trce was $3,349, up 51.2% from the year before.

Source: Avery County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,349.00 (+51.2%)	$1,131,100 Land $210,000 Building $921,100	$1,131,100 Land $210,000 Building $921,100
2024	$2,215.00
2023		$210,001 (+%) Land $210,000 Building $1	$210,001 (+%) Land $210,000 Building $1
2022	$840.00	$210,000 Land $210,000	$210,000 Land $210,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 72 Eagle Stone Trce in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	11 (1994–2024)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims Severe Storms, Flooding, High Winds, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 72 Eagle Stone Trce is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Eagle Stone Trce

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures