72 Dunham Pl, Saint Charles, IL 60174 Property Records

Kane County property record for 72 Dunham Pl, Saint Charles, IL 60174

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,188 sqft · built 1982
Lot Size0.258 acres (11,246 sqft)
OwnerIndividual Name on Record
Last Sale$255,000 (Feb 2017)
Tax Bill$9,513 (2025)
Deeds & MortgagesMay 2024 Line of Credit
Nov 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-26-229-009

Property Details

APN / Parcel Number

Primary APN09-26-229-009

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,188 sqft Living Area
Basement Area804 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,246 sqft (0.258 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address72 DUNHAM PL
CitySAINT CHARLES
StateIL
Zip60174-5701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAP AREA: 007-HNTWD,SURRY,LNGM
Legal SubdivisionHUNTERS WOODS
Legal Block2
Legal Lot Number4
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group2
Census Block2011
Census Tract852005

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address72 DUNHAM PL, SAINT CHARLES, IL 60174-5701
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 16, 2024Deed of Trust, Mortgage · Line of Credit
FIRST AMERICAN BANK
Nov 5, 2021Quit Claim Deed, Transfer · Conventional Mortgage
DRAPER & KRAMER MORTGAGE CORP
Feb 17, 2017Warranty Deed, Transfer · ARM
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 17, 2017 · Amount on Record
Deed SaleFeb 17, 2017 · Amount on Record
Deed Document Number20179128
Record UpdatedOct 29, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address72 DUNHAM PL, ST CHARLES, IL 60174-5701
Transaction TypeMortgage
Record UpdatedMay 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016373
DateMay 16, 2024
Instrument2024K016373
Lender
NameFIRST AMERICAN BANK
TypeBank
AddressHAMPSHIRE, IL 60140
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueJun 1, 2034
Interest
Rate TypeAdjustable Rate
Rate8.5%
Change FrequencyMonthly

November 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateNov 5, 2021
Property Address72 DUNHAM PL, ST CHARLES, IL 60174-5701
Document Number0000083792
Instrument DateOct 14, 2021
Instrument2021K083792
Transaction TypeTransfer
Record UpdatedNov 16, 2021
Title CompanyPRECISION TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address72 DUNHAM PL, SAINT CHARLES, IL 60174-5701

Mortgage

Document Number0000083793
DateNov 5, 2021
Instrument2021K083793
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051
Interest
Rate TypeFixed Rate
Rate2.87%

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateFeb 17, 2017
Property Address72 DUNHAM PL, ST CHARLES, IL 60174-5701
Document Number0000009128
Instrument DateFeb 3, 2017
Instrument2017K009128
Transaction TypeTransfer
Record UpdatedJul 27, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$382.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3808 RIDGE POINTE DR, 3808, GENEVA, IL 60134-5105

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address924 NEWTON AVE, GLEN ELLYN, IL 60137-3748

Mortgage

Document Number0000009129
DateFeb 17, 2017
Instrument2017K009129
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueMar 1, 2047
Interest
Rate TypeAdjustable Rate
Rate4.25%
Type Change DateJan 3, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change9.25%
Index1-Year LIBOR
Max Rate9.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,513.00 (+4.66%)$135,644 (+4.04%) Land $32,535 Building $103,109$407,095 (+4.03%) Land $97,644 Building $309,451
2024$130,383 (+15.82%) Land $35,378 Building $95,005$391,306 (+15.87%) Land $106,176 Building $285,129
2022$9,089.00 (+3.86%)$112,570 (+4.91%) Land $33,203 Building $79,367$337,710 (+4.91%) Land $99,609 Building $238,101
2021$8,751.00$107,301 Land $31,649 Building $75,652$321,903 Land $94,947 Building $226,956

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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