72 Cypress St, Millburn, NJ 07041 Property Records

Essex County and Millburn Township property record for 72 Cypress St, Millburn, NJ 07041

Property Summary

Property Type	Single Family Home
Details	1,678 sqft · built 1949
Lot Size	0.152 acres (6,599 sqft)
Owner	2 Individual Names on File
Last Sale	$601,600 (Oct 2020)
Tax Bill	$12,924 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-00309-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`12-00309-0000-00012`
Alternative APNs	`120030900012` `07041`

Interior

Stories	1 Story
Building Area	1,678 sqft Living Area
1st Floor Area	1,678 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Construction Type	Frame
Lot Area	6,599 sqft (0.152 acres)
Lot Dimensions	110 ft deep x 60 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	72 CYPRESS ST
City	MILLBURN
State	NJ
Zip	07041-2028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	60X110
Legal Block	309
Legal Lot Number	12
Jurisdiction	ESSEX NJ
Township / Civil Division	MILLBURN
Census Block Group	2
Census Block	2008
Census Tract	20200

Owner

72 Cypress St is owned and occupied by two individuals who bought it in October 2020.

Source: Essex County and Millburn Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	72 CYPRESS ST, MILLBURN, NJ 07041-2028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage SHINHAN BK
Oct 2, 2020	Grant Deed, Transfer · Conventional Mortgage SHINHAN BK
Oct 28, 2016	Deed of Trust, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2020 · Amount on File
Deed Sale	Oct 2, 2020 · Amount on File
Prior Sale	Aug 7, 2001 · Amount on File
Deed Document Number	202097109
Prior Transfer Date	Oct 13, 2011
Prior Transfer Doc	0011074672
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	72 CYPRESS ST, MILLBURN, NJ 07041-2028
Document Number	0000097110
Instrument Date	Sep 3, 2020
Transaction Type	Mortgage
Record Updated	Oct 23, 2020
Title Company	KEY SETTLEMENT COMPANY LLC, KEY SETTLEMENT CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 CYPRESS ST MILLBURN NJ 070412028, MILLBURN, NJ 07041-2028

Mortgage

Document Number	0000097110
Date	Oct 2, 2020
Instrument	97110

Lender

Name	SHINHAN BK
Type	Bank
Address	NEW YORK, NY 10016

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.97%

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 2, 2020
Property Address	72 CYPRESS ST, MILLBURN, NJ 07041-2028
Document Number	0000097109
Instrument Date	Aug 6, 2020
Instrument	97109
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	KEY SETTLEMENT COMPANY LLC, KEY SETTLEMENT CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$602.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	72 CYPRESS ST MILLBURN NJ 070412028, MILLBURN, NJ 07041-2028

Mortgage

Document Number	97110
Date	Oct 2, 2020
Instrument	97110

Lender

Name	SHINHAN BK
Type	Bank
Address	NEW YORK, NY 10016

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.97%

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	72 CYPRESS ST, MILLBURN, NJ 07041-2028
Document Number	0000008900
Instrument Date	Oct 28, 2016
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	72 CYPRESS ST MILLBURN NJ 070412028, MILLBURN, NJ 07041-2028

Mortgage

Document Number	0000008900
Date	Jan 31, 2017
Instrument	8900

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 72 Cypress St was $12,924, up 1.9% from the year before.

Source: Essex County and Millburn Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Millburn Township
Unified School District	Millburn Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$640,100 (-) Land $425,500 Building $214,600	$640,100 (-) Land $425,500 Building $214,600
2025	$12,924.00 (+1.88%)	$640,100 Land $425,500 Building $214,600	$640,100 Land $425,500 Building $214,600
2024	$12,686.00
2023		$640,100 Land $425,500 Building $214,600	$640,100 Land $425,500 Building $214,600
2022	$12,437.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 72 Cypress St in Zone X, an area of minimal flood risk, though there have been 54 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	54 (1979–2023)
Claims Outside the SFHA	48 of 54
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 72 Cypress St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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