McDowell County property record for 72 Cooper Dr, Nebo, NC 28761
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,812 sqft · built 1977 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Jan 2026) |
| Tax Bill | $948 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Jan 2025 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1731-00-27-4903 |
| Primary APN | 1731-00-27-4903 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,812 sqft Heated Area |
| Gross Area | 3,844 sqft |
| 1st Floor Area | 1,812 sqft |
| Basement Area | 1,804 sqft |
| Unfinished Basement | 1,804 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 44,431 sqft (1.02 acres) |
| Lot Width | 199 ft Width |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 14897 |
|---|---|
| Street Address | 72 COOPER DR |
| City | NEBO |
| State | NC |
| Zip | 28761-9598 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 267,483 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | NEBO |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 970200 |
72 Cooper Dr, a rural home, is owned and occupied by two individuals who bought it in January 2026.
Source: McDowell County records, as of January 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 72 COOPER DR, NEBO, NC 28761-9598 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 21, 2026 | Warranty Deed, Transfer · FHA Mortgage US BANK NA |
| Jan 16, 2025 | Warranty Deed, Transfer |
| Jan 16, 2025 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 21, 2026 · Amount on File |
| Deed Sale | Jan 21, 2026 · Amount on File |
| Prior Sale | May 1, 1992 · Amount on File |
| Deed Document Number | 2026292 |
| Deed Book / Page | 1526 / 821 |
| Prior Transfer Date | Jan 14, 2025 |
| Prior Transfer Doc | 0014890697 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Jan 21, 2026 |
| Property Address | 72 COOPER DR, NEBO, NC 28761-9598 |
| Document Number | 0015260821 |
| Book / Page | 1526 / 821 |
| Instrument Date | Dec 3, 2025 |
| Instrument | 2026000292 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 72 COOPER DR, NEBO, NC 28761-9598 |
| Document Number | 2026000293 |
|---|---|
| Date | Jan 21, 2026 |
| Instrument | 2026000293 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Jan 16, 2025 |
| Property Address | 72 COOPER DR, NEBO, NC 28761-9598 |
| Document Number | 0014890693 |
| Book / Page | 1489 / 693 |
| Instrument Date | Jan 14, 2025 |
| Instrument | 2025000198 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $1.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 72 COOPER DR, NEBO, NC 28761-9598 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Jan 16, 2025 |
| Property Address | 72 COOPER DR, NEBO, NC 28761-9598 |
| Document Number | 0014890697 |
| Book / Page | 1489 / 697 |
| Instrument Date | Jan 14, 2025 |
| Instrument | 2025000199 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 72 COOPER DR, NEBO, NC 28761-9598 |
The 2025 property tax bill for 72 Cooper Dr was $948.
Source: McDowell County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $948.00 | $142,000 Land $20,000 Building $122,000 | |
| 2023 | $948.00 | $142,000 Land $20,000 Building $122,000 | $142,000 Land $20,000 Building $122,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 72 Cooper Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 72 Cooper Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyrunner Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
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