72 Collette St, Andrews, NC 28901 Property Records

Cherokee County property record for 72 Collette St, Andrews, NC 28901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 1949
Lot Size	0.569 acres (24,829 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Dec 2021)
Tax Bill	$689 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`555620708156000`

Property Details

APN / Parcel Number

Primary APN	`555620708156000`
Alternative APN	`56243`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,320 sqft Heated Area
Upper Floors Area	375 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	24,829 sqft (0.569 acres)
Lot Dimensions	174 ft deep x 140 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	341 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	56243
Street Address	72 COLLETTE ST
City	ANDREWS
State	NC
Zip	28901-9200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	LOT 3 BLK GG OAKWOOD HEIGHTS 1648/550
Legal Subdivision	OAKWOOD HEIGHTS
Legal Block	GG
Legal Lot Number	3
Jurisdiction	CHEROKEE NC
Township / Civil Division	VALLEYTOWN
Census Block Group	2
Census Block	2038
Census Tract	930101

Owner

72 Collette St is owned and occupied by an individual who bought it in December 2021.

Source: Cherokee County records, as of October 9, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	72 COLLETTE ST, ANDREWS, NC 28901-9200
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Warranty Deed, Transfer · Conventional Mortgage LOWER LLC
Jul 2, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2021 · Amount on File
Deed Sale	Dec 6, 2021 · Amount on File
Prior Sale	Jul 2, 2020 · Amount on File
Deed Document Number	8173
Deed Book / Page	1698 / 425
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Dec 6, 2021
Property Address	72 COLLETTE ST, ANDREWS, NC 28901-9200
Document Number	001698/425
Book / Page	1698 / 425
Instrument Date	Oct 13, 2021
Instrument	8173
Transaction Type	Transfer
Record Updated	Dec 22, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1109 LAKESIDE DR NW, 1109, WILSON, NC 27896-2015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 COLLETTE ST, ANDREWS, NC 28901-9200

Mortgage

Document Number	0001698427
Date	Dec 6, 2021
Instrument	1698/427

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 2, 2020
Property Address	72 COLLETTE ST, ANDREWS, NC 28901-9200
Document Number	1648/550
Book / Page	1648 / 550
Instrument Date	Jun 8, 2020
Instrument	3341
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$222.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	72 COLLETTE STREET, 72, MURPHY, NC 28906

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	167 BRYSON BRANCH RD, ANDREWS, NC 28901-9674

Mortgage

Document Number	1648552
Date	Jul 2, 2020
Instrument	1648/552

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	5 Years
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

The 2025 property tax bill for 72 Collette St was $689.

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Andrews Town
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$689.00	$99,050	$99,050 Land $15,000 Building $84,050
2023		$99,050	$99,050 Land $15,000 Building $84,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 72 Collette St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 72 Collette St is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ANDREWS serves 3,284 people · EPA ID NC0120020
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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