72 Cold Springs Rd, Bristol, CT 06010 Property Records

Bristol City property record for 72 Cold Springs Rd, Bristol, CT 06010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,020 sqft · built 2004
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$640,000 (Dec 2024)
Tax Bill	$10,908 (2025)
Deeds & Mortgages	Feb 2025 Mortgage Dec 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BRIS M:01 L:92-0265470`

Property Details

APN / Parcel Number

Primary APN	`BRIS M:01 L:92-0265470`
Alternative APNs	`0265470` `265470`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,020 sqft Living Area
Gross Area	5,037 sqft
1st Floor Area	1,103 sqft
Attic	Attic
Attic Area	554 sqft
Basement Area	1,103 sqft
Unfinished Basement	1,103 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Central Vacuum	Central Vacuum

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	265470
Street Address	72 COLD SPRINGS RD
City	BRISTOL
State	CT
Zip	06010-8055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Lot Number	92
Jurisdiction	BRISTOL CT
Township / Civil Division	BRISTOL
Census Block Group	2
Census Block	2007
Census Tract	405401

Owner

72 Cold Springs Rd is owned by an individual who bought it in December 2024.

Source: Bristol City records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	990 YALE AVE, WALLINGFORD, CT 06492-1841
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2025	Deed of Trust, Mortgage · Stand-Alone First Mortgage LIBERTY BANK
Dec 18, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage LIBERTY BAIL BONDS
Jul 5, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage WESTFIELD BANK FSB
Jun 1, 2017	Deed of Trust, Mortgage · ARM FARMINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2024 · Amount on File
Deed Sale	Dec 18, 2024 · Amount on File
Prior Sale	Jul 5, 2022 · Amount on File
Deed Book / Page	2303 / 557
Record Updated	Sep 20, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL CT
Property Address	72 COLD SPRINGS RD, BRISTOL, CT 06010-8055
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002307-837
Date	Feb 11, 2025
Book Page	2307/837

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2055

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRISTOL CT
Recording Date	Dec 18, 2024
Property Address	72 COLD SPRINGS RD, BRISTOL, CT 06010-8055
Document Number	002303-557
Book / Page	2303 / 557
Instrument Date	Dec 16, 2024
Transaction Type	Transfer
Record Updated	Jan 2, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	990 YALE AVE, WALLINGFORD, CT 06492-1841

Mortgage

Document Number	0002303559
Date	Dec 18, 2024
Instrument	2303/559

Lender

Name	LIBERTY BAIL BONDS

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRISTOL CT
Recording Date	Jul 5, 2022
Property Address	72 COLD SPRINGS RD, BRISTOL, CT 06010-8055
Document Number	002229-880
Book / Page	2229 / 880
Instrument Date	Jun 30, 2022
Transaction Type	Transfer
Record Updated	Jul 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	72 COLD SPRINGS RD, BRISTOL, CT 06010-8055

Mortgage

Document Number	0002229883
Date	Jul 5, 2022
Instrument	2229/883

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.13%
Type Change Date	Jul 1, 2029
Max Rate At Change	3.5%
Index	3-Year CMT

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL CT
Property Address	72 COLD SPRINGS RD, BRISTOL, CT 06010-8055
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2053-621
Date	Jun 1, 2017
Book Page	2053/621

Lender

Name	FARMINGTON NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 72 Cold Springs Rd was $10,908.

Source: Bristol City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Bristol City
Unified School District	Bristol School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,908.00	$323,190 Land $83,510 Building $239,680	$226,233 Land $58,457 Building $167,776
2024	$10,908.00 (+11.2%)
2023	$9,809.00 (+8.88%)	$323,190 (+37.57%) Land $83,510 Building $239,680
2022	$9,009.00	$234,920 Land $63,280 Building $171,640

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 72 Cold Springs Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 72 Cold Springs Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL WATER DEPARTMENT serves 52,079 people · EPA ID CT0170011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Cox Communications, GoNetspeed, T-Mobile.

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