72 Co Rd 229, Elba, AL 36323 Property Records

Coffee County property record for 72 Co Rd 229, Elba, AL 36323

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,529 sqft · built 1970
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Sep 2013)
Tax Bill	$384 (2025)
Deeds & Mortgages	May 2022 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0702090000001006`

Property Details

APN / Parcel Number

Primary APN	`0702090000001006`
Alternative APNs	`614080` `4213`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,529 sqft Living Area
1st Floor Area	1,529 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2008
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Porch	Slab
Porch Area	393 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	614080
Street Address	72 COUNTY ROAD 229
City	ELBA
State	AL
Zip	36323-4711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT INT OF E R W CO RD 228 & SW R W CO RD 229 TH SE 225.57 TO POB TH SE 218.32 SW 389.40 NW 210 NE 449.10 TO POB
Legal Range	21E
Legal Township	6N
Legal Section	09
Jurisdiction	COFFEE AL
Township / Civil Division	VICTORIA
Census Block Group	2
Census Block	2045
Census Tract	10200

Owner

72 Co Rd 229 is owned by an individual who bought it in September 2013.

Source: Coffee County records, as of April 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1236 COUNTY ROAD 544, ELBA, AL 36323-8306
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage TROY BANK & TRUST CO
Dec 12, 2019	Deed of Trust, Mortgage · ARM TROY BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2013 · Amount on File
Deed Sale	Sep 19, 2013 · Amount on File
Deed Book / Page	148A / 626
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COFFEE AL
Property Address	72 COUNTY ROAD 229, ELBA, AL 36323-4711
Transaction Type	Mortgage
Record Updated	May 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00210A/489
Date	May 9, 2022
Book Page	210A/489

Lender

Name	TROY BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COFFEE AL
Property Address	72 COUNTY ROAD 229, ELBA, AL 36323-4711
Transaction Type	Mortgage
Record Updated	Jan 1, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	190A/0414
Date	Dec 12, 2019
Book Page	190A/0414

Lender

Name	TROY BANK & TRUST CO
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 6, 2024
Change Frequency	Annually
Min Rate At Change	6%
Max Rate At Change	7.5%

Tax Assessment & Valuation

The 2025 property tax bill for 72 Co Rd 229 was $384.

Source: Coffee County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Coffee County
Unified School District	Coffee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$384.00	$11,180 Land $1,561 Building $9,619	$111,720 Land $15,600 Building $96,120
2023		$9,140 (-)	$91,290 (-) Land $15,000 Building $76,290
2022	$340.00	$9,140	$91,290 Land $15,000 Building $76,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 72 Co Rd 229 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective July 10, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2015)
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 72 Co Rd 229 is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	10,000 / 10,000
Verizon Fixed Wireless	300 / 20

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