72 Cliff St, Paterson, NJ 07522 Property Records

Passaic County and Paterson City property record for 72 Cliff St, Paterson, NJ 07522

Property Summary

Property Type	Single Family Home
Details	1,435 sqft · built 1900
Lot Size	0.032 acres (1,398 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Jul 2023)
Tax Bill	$5,580 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Mar 2023 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`08-00304-0000-00019`

Property Details

APN / Parcel Number

Primary APN	`08-00304-0000-00019`
Alternative APN	`08A0060000000015`

Interior

Stories	2 Stories
Building Area	1,435 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	1,398 sqft (0.032 acres)
Lot Dimensions	56 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number	08A0060000000015
Street Address	72 CLIFF ST
City	PATERSON
State	NJ
Zip	07522-1528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	304
Legal Lot Number	19
Jurisdiction	PASSAIC NJ
Township / Civil Division	PATERSON
Census Block Group	1
Census Block	1000
Census Tract	264200

Owner

Source: Passaic County and Paterson City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	72 CLIFF ST, PATERSON, NJ 07522-1528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF AMERICA
Mar 2, 2023	Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2023 · Amount on Record
Deed Sale	Jul 14, 2023 · Amount on Record
Prior Sale	Mar 2, 2023 · Amount on Record
Deed Document Number	202322599
Deed Book / Page	4555 / 37
Prior Transfer Date	Aug 17, 2016
Prior Transfer Doc	0000038430
Record Updated	Oct 29, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jul 14, 2023
Property Address	72 CLIFF ST, PATERSON, NJ 07522-1528
Document Number	0000022599
Book / Page	D4555 / 37
Instrument Date	Jun 29, 2023
Instrument	2023022599
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	BELMONT TTL & STLMT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$837.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4321 BERGENLINE AVE, UNION CITY, NJ 07087-5034

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 CLIFF ST, PATERSON, NJ 07522-1528

Mortgage

Document Number	0000022600
Date	Jul 14, 2023
Book Page	M18553/239
Instrument	2023022600

Lender

Name	FIRST NATIONAL BANK OF AMERICA
Type	Bank
Address	EAST LANSING, MI 48823

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2053

March 2023: Deed, Construction Loan

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Mar 2, 2023
Property Address	72 CLIFF ST, PATERSON, NJ 07522-1528
Document Number	0000007248
Book / Page	D4486 / 22
Instrument Date	Feb 24, 2023
Instrument	2023007248
Transaction Type	Construction Loan
Record Updated	May 1, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$427.50
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 N 1ST ST, PATERSON, NJ 07522-1805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4321 BERGENLINE AVE, UNION CITY, NJ 07087-5034

Mortgage

Document Number	0000007249
Date	Mar 2, 2023
Instrument	2023007249

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Passaic County and Paterson City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Paterson City
Unified School District	Paterson City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$272,100 (+160.13%) Land $124,500 Building $147,600	$272,100 (+160.13%) Land $124,500 Building $147,600
2025	$5,580.00 (+4.71%)	$104,600 (-) Land $28,200 Building $76,400	$104,600 (-) Land $28,200 Building $76,400
2024	$5,329.00 (+9.76%)
2023		$104,600 (-) Land $28,200 Building $76,400	$104,600 (-) Land $28,200 Building $76,400
2022	$4,855.00	$104,600 Land $28,200 Building $76,400	$104,600 Land $28,200 Building $76,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: Andrena, T-Mobile.

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