Lawrence County property record for 72 Cleveland Rd, Loretto, TN 38469
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 1,500 sqft · built 2023 |
| Lot Size | 21 acres (916,502 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,286 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 050160 06103 |
| Primary APN | 050160 06103 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,500 sqft Living Area |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Metal |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 916,502 sqft (21 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 800 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 72 CLEVELAND RD |
|---|---|
| City | LORETTO |
| State | TN |
| Zip | 38469-2720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | DIST:02 MAP REF:160 |
| Jurisdiction | LAWRENCE TN |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 960900 |
72 Cleveland Rd, a rural home, is owned and occupied by two individuals who acquired it in July 2021.
Source: Lawrence County records, as of January 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 72 CLEVELAND RD, LORETTO, TN 38469-2720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2021 |
| Deed Sale | Jul 22, 2021 |
| Deed Document Number | 00RB642279 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Aug 13, 2026 |
| Property Address | 72 CLEVELAND RD, LORETTO, TN 38469-2720 |
| Document Number | 0000004998 |
| Book / Page | 836 / 92 |
| Instrument Date | Aug 1, 2026 |
| Instrument | 20264998 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 72 CLEVELAND RD, LORETTO, TN 38469-2720 |
| Document Number | 0000004998, |
|---|---|
| Date | Aug 13, 2026 |
| Book Page | 836/92 |
| Instrument | 20264998 |
| Name | ADVANTAGEFIRST LNDG INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
The 2025 property tax bill for 72 Cleveland Rd was $1,286 with an additional exemption.
Source: Lawrence County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Unified School District | Lawrence County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,286.00 Additional exemption filed | $63,975 Land $6,800 Building $57,175 | |
| 2023 | $660.00 (+528.57%) Additional exemption filed | $63,975 (+1,124.4%) Land $6,800 Building $57,175 | |
| 2022 | $105.00 | $5,225 Land $5,225 | $285,700 Land $57,000 Building $228,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 72 Cleveland Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 72 Cleveland Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 50% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEOMA UTILITY DISTRICT serves 4,808 people · EPA ID TN0000399 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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