Passaic County and West Milford Township property record for 72 Circle Dr, Oak Ridge, NJ 07438
| Property Type | Single Family Home |
|---|---|
| Details | 1,334 sqft · built 1956 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | Individual Name on File |
| Last Sale | $530,000 (Sep 2026) |
| Tax Bill | $10,080 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Mar 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-16307-0000-00011 |
| Primary APN | 15-16307-0000-00011 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,334 sqft Living Area |
|---|
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Wood |
| Lot Area | 12,502 sqft (0.287 acres) |
| Lot Dimensions | 100 ft deep x 125 ft wide |
| Old Parcel Number | 1500541000000040 |
|---|---|
| Street Address | 72 CIRCLE DR |
| City | OAK RIDGE |
| State | NJ |
| Zip | 07438-9014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | OAK HILLS |
| Legal Block | 16307 |
| Legal Lot Number | 11 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WEST MILFORD |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 256805 |
72 Circle Dr is owned and occupied by an individual who bought it in September 2026.
Source: Passaic County and West Milford Township records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 72 CIRCLE DR, OAK RIDGE, NJ 07438-9014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2026 | Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC |
| Mar 25, 2026 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2026 · Amount on File |
| Deed Sale | Sep 23, 2026 · Amount on File |
| Prior Sale | Jul 1, 2015 · Amount on File |
| Deed Document Number | 202633242 |
| Deed Book / Page | 5173 / 7 |
| Prior Transfer Date | Dec 17, 2025 |
| Prior Transfer Doc | 0000009971 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Sep 23, 2026 |
| Property Address | 72 CIRCLE DR, OAK RIDGE, NJ 07438-9014 |
| Document Number | 0000033242 |
| Book / Page | 5173 / 7 |
| Instrument Date | Sep 11, 2026 |
| Instrument | 202633242 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $53,530.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 72 CIRCLE DR, OAK RIDGE, NJ 07438-9014 |
| Document Number | 0000033243, |
|---|---|
| Date | Sep 23, 2026 |
| Instrument | 202633243 |
| Name | LUMINATE HOME LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Mar 25, 2026 |
| Property Address | 72 CIRCLE DR, OAK RIDGE, NJ 07438-9014 |
| Document Number | 0000009971 |
| Book / Page | D5067 / 108 |
| Instrument Date | Dec 17, 2025 |
| Instrument | 2026009971 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 72 CIRCLE DR, OAK RIDGE, NJ 07438-9014 |
| Name | Verified Name |
|---|---|
| Address | 72 CIRCLE DR, OAK RIDGE, NJ 07438-9014 |
The 2025 property tax bill for 72 Circle Dr was $10,080, up 3.9% from the year before.
Source: Passaic County and West Milford Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | West Milford Township |
| Unified School District | West Milford Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $239,200 (-) Land $95,700 Building $143,500 | $239,200 (-) Land $95,700 Building $143,500 | |
| 2025 | $10,080.00 (+3.95%) | $239,200 Land $95,700 Building $143,500 | $239,200 Land $95,700 Building $143,500 |
| 2024 | $9,697.00 | ||
| 2023 | $239,200 Land $95,700 Building $143,500 | $239,200 Land $95,700 Building $143,500 | |
| 2022 | $9,541.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 72 Circle Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 72 Circle Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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