72 Christopher Ct, Charles Town, WV 25414 Property Records

Jefferson County property record for 72 Christopher Ct, Charles Town, WV 25414

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,715 sqft · built 1998
Lot Size	1.05 acres (45,738 sqft)
Owner	Individual Name on Record
Tax Bill	$2,853 (2026)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-4-0015.0000`

Property Details

APN / Parcel Number

Primary APN	`06-4-0015.0000`
Alternative APN	`19-06-4-0015.0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,715 sqft Living Area
1st Floor Area	2,688 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	45,738 sqft (1.05 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	72 CHRISTOPHER CT
City	CHARLES TOWN
State	WV
Zip	25414-4111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 1 #15 CLOVERDALE HEIGHTS
Jurisdiction	JEFFERSON WV
Township / Civil Division	KABLETOWN
Census Block Group	1
Census Block	1016
Census Tract	972800

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	72 CHRISTOPHER CT, CHARLES TOWN, WV 25414-4111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON WV
Recording Date	May 7, 2019
Property Address	72 CHRISTOPHER CT, CHARLES TOWN, WV 25414-4111
Document Number	0000005163
Book / Page	001222 / 000470
Instrument Date	Apr 30, 2019
Instrument	5163
Transaction Type	Transfer
Record Updated	May 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,749.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 CHRISTOPHER CT CHARLES TOWN WV 254144112, CHARLES TOWN, WV 25414-4112
Investor	Possibly a Property Investor

Mortgage

Document Number	5164
Date	May 7, 2019
Book Page	002222/000712
Instrument	5164

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	WESTMINSTER, MD 21157

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2049

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,853.00 (+1.86%)	$267,400 (+2.41%) Land $85,600 Building $181,800	$445,667 (+2.38%) Land $142,667 Building $303,000
2025	$2,801.00 (-1.58%) Homeowner's exemption	$261,100 (+7.14%) Land $77,300 Building $183,800	$435,300 (+7.19%) Land $128,900 Building $306,400
2023	$2,846.00	$243,700 Land $72,800 Building $170,900	$406,100 Land $121,300 Building $284,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	28 (1979–2025)
Claims Outside the SFHA	8 of 28
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Hurricane Fran And Associated Heavy Rains,flooding Highwind, Sep 1996 · 13 claims Flooding, Jan 1996 · 7 claims Severe Storms & Flooding, Nov 1985 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20