72 Chestnut St, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 72 Chestnut St, Andover, MA 01810

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,505 sqft · built 1912
Lot Size	0.274 acres (11,922 sqft)
Owner	2 Company Names on Record
Last Sale	$570,000 (May 2012)
Tax Bill	$12,440 (2025)
Deeds & Mortgages	Sep 2025 Transfer Mar 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`ANDO M:00039 B:00133 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:00039 B:00133 L:00000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,505 sqft Living Area
Gross Area	5,492 sqft
Basement Area	1,760 sqft
Unfinished Basement	1,760 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,922 sqft (0.274 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	72 CHESTNUT ST
City	ANDOVER
State	MA
Zip	01810-3637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRA
Legal Block	133
Jurisdiction	ANDOVER MA
Township / Civil Division	ANDOVER
Census Block Group	3
Census Block	3004
Census Tract	254200

Owner

Source: Essex County and Andover Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	72 CHESTNUT ST, ANDOVER, MA 01810-3637
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Quit Claim Deed, Transfer Quitclaim
Mar 5, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance SHAMROCK FINANCIAL CORP
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage SHAMROCK HM LNS
Oct 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage SHAMROCK HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2012 · Amount on Record
Deed Sale	May 18, 2012 · Amount on Record
Prior Sale	Oct 30, 2002 · Amount on Record
Deed Book / Page	12946 / 282
Last Transfer Date	Sep 7, 2025
Transfer Doc	00018387-1
Record Updated	Sep 20, 2026

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Sep 18, 2025
Property Address	72 CHESTNUT ST, ANDOVER, MA 01810-3637
Document Number	00018387-1
Book / Page	18387 / 1
Instrument Date	Sep 7, 2025
Instrument	16189
Transaction Type	Transfer
Record Updated	Oct 8, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 CHESTNUT ST, ANDOVER, MA 01810-3637

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	72 CHESTNUT ST, ANDOVER, MA 01810-3637
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15775-326
Date	Mar 5, 2019
Book Page	15775/326
Instrument	4694

Lender

Name	SHAMROCK FINANCIAL CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2044

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	72 CHESTNUT ST, ANDOVER, MA 01810-3637
Document Number	16562-224
Instrument Date	Oct 19, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	72 CHESTNUT ST ANDOVER MA 018103637, ANDOVER, MA 01810-3637

Mortgage

Document Number	16562-224
Date	Oct 26, 2020
Book Page	016562/000224
Instrument	29202

Lender

Name	SHAMROCK HM LNS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 25, 2045

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	72 CHESTNUT ST, ANDOVER, MA 01810-3637
Document Number	16066-82
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 CHESTNUT ST ANDOVER MA 018103637, ANDOVER, MA 01810-3637

Mortgage

Document Number	16066-82
Date	Nov 1, 2019
Book Page	016066/000082
Instrument	27543

Lender

Name	SHAMROCK HM LNS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 31, 2044

Tax Assessment & Valuation

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Andover Town
Unified School District	Andover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,440.00 (+6.99%)	$996,000 (+10.34%) Land $528,100 Building $467,900	$1,199,185
2024	$11,627.00 (+4.64%)	$902,700 (+10.98%) Land $483,800 Building $418,900
2023	$11,111.00	$813,400 Land $435,700 Building $377,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, T-Mobile.

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