72 Cherry Tree Cir, Liverpool, NY 13090 Property Records

Onondaga County and Clay Town property record for 72 Cherry Tree Cir, Liverpool, NY 13090

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,520 sqft · built 1972
Lot Size0.271 acres (11,830 sqft)
OwnerIndividual Name on File
Tax Bill$4,937 (2025)
Deeds & MortgagesJun 2019 Refinance
May 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN312489 086.-21-01.0

Property Details

APN / Parcel Number

Primary APN312489 086.-21-01.0
Alternative APN
  • 248908600000210010000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,520 sqft Living Area
1st Floor Area1,040 sqft
Basement Area480 sqft
Finished Basement480 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Lot Area11,830 sqft (0.271 acres)
Lot Dimensions169 ft deep x 70 ft wide
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area240 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address72 CHERRY TREE CIR
CityLIVERPOOL
StateNY
Zip13090-2445
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal DescriptionBERKSHIR ESTAT S 3 LT 184 1145793
Legal Block21
Legal Lot Number1.000
JurisdictionONONDAGA NY
Township / Civil DivisionCLAY
Census Block Group1
Census Block1004
Census Tract11101

Owner

72 Cherry Tree Cir is owned and occupied by an individual.

Source: Onondaga County and Clay Town records, as of May 4, 2026

Owner of RecordIndividual Name on File
Mailing Address72 CHERRY TREE CIR, LIVERPOOL, NY 13090-2445
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
SUMMIT CAPITAL MANAGEMENT LLC
May 4, 2017Deed of Trust, Mortgage · Line of Credit
SUMMIT FEDERAL CREDIT UNION

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONONDAGA NY
Property Address72 CHERRY TREE CIR, LIVERPOOL, NY 13090-2445
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number19000020706
DateJun 12, 2019
Instrument190-00020706
Lender
NameSUMMIT CAPITAL MANAGEMENT LLC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term121 Months
DueJul 1, 2029

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONONDAGA NY
Property Address72 CHERRY TREE CIR, LIVERPOOL, NY 13090-2445
Transaction TypeMortgage
Record UpdatedAug 9, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 000000014741
DateMay 4, 2017
Book Page0000018280/0000000732
Instrument000000014741
Lender
NameSUMMIT FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term284 Months
DueJan 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 72 Cherry Tree Cir was $4,937 with exemptions applied.

Source: Onondaga County and Clay Town assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOnondaga County
County SubdivisionClay Town
Unified School DistrictLiverpool Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,937.00$4,500 Land $1,000 Building $3,500$187,500 Land $41,667 Building $145,833
2023Homeowner's exemption Senior Citizen's exemption$4,500 Land $1,000 Building $3,500$151,007 Land $33,557 Building $117,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 72 Cherry Tree Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 72 Cherry Tree Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLAY WDS
serves 16,000 people · EPA ID NY3304344
Water SourcePurchased surface water from OCWA
Last State InspectionNov 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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