Essex County and Andover Town property record for 72 Central St, Andover, MA 01810
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,640 sqft · built 1790 |
| Lot Size | 1.14 acres (49,955 sqft) |
| Owner | Individual Name on File |
| Last Sale | $838,500 (Jul 2009) |
| Tax Bill | $20,655 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00074 B:00005 L:00000 |
| Primary APN | ANDO M:00074 B:00005 L:00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,640 sqft Living Area |
| Gross Area | 5,468 sqft |
| Basement Area | 1,414 sqft |
| Unfinished Basement | 1,414 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1790 |
|---|---|
| Effective Year Built | Effective 1790 |
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 49,955 sqft (1.14 acres) |
| Garage Type | Detached |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Gas |
| Street Address | 72 CENTRAL ST |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-3912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRA |
| Legal Subdivision | CENTRAL ABBOTT REALTY TRUST |
| Legal Block | 5 |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 254200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Central Street District listed 1982 · 31 contributing resources · NRIS 82000478 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
72 Central St is owned and occupied by an individual who bought it in July 2009.
Source: Essex County and Andover Town records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 72 CENTRAL ST, ANDOVER, MA 01810-3912 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 2009 · Amount on File |
| Deed Sale | Jul 16, 2009 · Amount on File |
| Prior Sale | Aug 31, 1999 · Amount on File |
| Deed Document Number | 200920685 |
| Deed Book / Page | 11693 / 213 |
| Transfer Doc | 14534-1 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 72 Central St was $20,655, up 1% from the year before.
Source: Essex County and Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,655.00 (+10.04%) | $1,653,700 (+13.48%) Land $942,700 Building $711,000 | $1,894,490 |
| 2024 | $18,770.00 (+6.39%) | $1,457,300 (+12.83%) Land $799,500 Building $657,800 | |
| 2023 | $17,643.00 | $1,291,600 Land $720,300 Building $571,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 72 Central St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978) |
| Most Recent Claim | Feb 1978 · Coastal Storms, Flood, Ice & Snow |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 72 Central St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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