72 Castner St, Belt, MT 59412 Property Records

Cascade County property record for 72 Castner St, Belt, MT 59412

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	6,000 sqft · built 1896
Lot Size	0.069 acres (3,006 sqft)
Owner	Individual Name on Record
Last Sale	$218,800 (Sep 2016)
Tax Bill	$2,770 (2026)
Deeds & Mortgages	Sep 2019 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`R0250034`

Property Details

APN / Parcel Number

Primary APN	`R0250034`
Alternative APNs	`02-2895-26-1-17-26-0000` `0004817200` `04817200`

Interior

Stories	2 Stories
Building Area	6,000 sqft Total Area
1st Floor Area	3,000 sqft
Upper Floors Area	3,000 sqft
Basement Area	3,000 sqft
Unfinished Basement	3,000 sqft

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1990
Exterior Material	Brick
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	3,006 sqft (0.069 acres)
Lot Dimensions	100 ft deep x 30 ft wide
View / Lot	Major Street/Thoroughfare

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0004817200
Street Address	72 CASTNER ST
City	BELT
State	MT
Zip	59412
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	BELT TOWNSITE AMEND, S26, T19 N, R06 E, BLOCK 001, LOT 005, LT 5 AND N 5 FT LT 6
Legal Range	06E
Legal Township	19N
Legal Section	26
Legal Subdivision	BELT TOWNSITE AMEND
Legal Block	1
Legal Lot Number	5,6
Jurisdiction	CASCADE MT
Township / Civil Division	BELT
Census Block Group	2
Census Block	2019
Census Tract	10600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Belt Commercial Historic District listed 2004 · 15 contributing resources · NRIS 04001380

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cascade County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 465, BELT, MT 59412-0465
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2016 · Amount on Record
Deed Sale	Sep 8, 2016 · Amount on Record
Prior Sale	Dec 5, 2007 · Amount on Record
Deed Document Number	2016327962
Prior Transfer Date	Aug 29, 2016
Prior Transfer Doc	0000327961
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASCADE MT
Property Address	72 CASTNER ST, BELT, MT 59412
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00R0375592
Date	Sep 3, 2019
Instrument	R0375592

Lender

Name	BELT VALLEY BANK
Type	Bank
Address	BELT, MT 59412

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Oct 3, 2024

Tax Assessment & Valuation

Source: Cascade County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Cascade County
Municipality	Belt Town
Elementary School District	Belt Elementary School District (PK - 08)
Secondary School District	Belt High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,770.00 (+4.77%)	$276,100 (-)
2025	$2,644.00 (-29.38%)	$276,100 (-14.23%)	$276,100 (-14.23%) Land $55,800 Building $220,300
2023	$3,744.00	$321,900	$321,900 Land $29,600 Building $292,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	16 (1981–2013)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Jun 2013 · Flooding
Claims by Event	Severe Storms And Flooding, Jun 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BELT serves 600 people · EPA ID MT0000138
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
3 Rivers Communications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20