72 Carpenter St, Keene, NH 03431 Property Records

Cheshire County and Keene City property record for 72 Carpenter St, Keene, NH 03431

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,899 sqft · built 1860
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Tax Bill	$6,898 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`KEEN M:573 L:69`

Property Details

APN / Parcel Number

Primary APN	`KEEN M:573 L:69`
Alternative APN	`573069000000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,899 sqft Living Area
Gross Area	4,486 sqft
1st Floor Area	1,020 sqft
Attic	Attic
Attic Area	550 sqft
Basement Area	1,020 sqft
Unfinished Basement	1,020 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	573069000000000
Street Address	72 CARPENTER ST
City	KEENE
State	NH
Zip	03431-3808
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MD
Legal Lot Number	69
Jurisdiction	KEENE CITY NH
Township / Civil Division	KEENE
Census Block Group	2
Census Block	2021
Census Tract	971100

Owner

Source: Cheshire County and Keene City records · APN KEEN M:573 L:69

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	72 CARPENTER ST, KEENE, NH 03431-3808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KEENE CITY NH
Property Address	72 CARPENTER ST, KEENE, NH 03431-3808
Transaction Type	Mortgage
Record Updated	Nov 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003229-267
Date	Oct 17, 2022
Book Page	3229/267
Instrument	2209524

Lender

Name	SAVINGS BANK OF WALPOLE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cheshire County and Keene City records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
Municipality	Keene City
Unified School District	Keene School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$6,898.00 (+3.93%)	$200,700 (-) Land $40,000 Building $160,700
2024	$6,637.00 (+3.7%)	$200,700 (-) Land $40,000 Building $160,700
2023	$6,400.00 (+2.76%)	$200,700 (-) Land $40,000 Building $160,700
2022	$6,228.00	$200,700 Land $40,000 Building $160,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	66 (1979–2021)
Claims Outside the SFHA	7 of 66
Most Recent Claim	Jul 2021 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Jul 2021 · 24 claims Severe Storms And Flooding, Oct 2005 · 18 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 315 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	KEENE WATER DEPT serves 30,000 people
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.