Polk County property record for 72 Cactus Cir S, Winter Haven, FL 33880
| Property Type | Mobile Home |
|---|---|
| Details | 1,300 sqft · built 1989 |
| Lot Size | 1.5 acres (65,549 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $215 (2025) |
| Deeds & Mortgages | Sep 2019 Line of Credit Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-29-03-357011-000080 |
| Primary APN | 25-29-03-357011-000080 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,300 sqft Living Area |
|---|---|
| 1st Floor Area | 1,300 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Mobile Home |
| Lot Area | 65,549 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 198 sqft |
| Deck Area | Deck Area |
| Patio Area | 48 sqft |
| Shed | 1 Shed |
| Street Address | 72 CACTUS CIR S |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-5087 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | THORNHILL ESTATES PB 88 PG 15 LOT 8 |
| Legal Range | 25E |
| Legal Township | 29S |
| Legal Section | 03 |
| Legal Subdivision | THORNHILL ESTATES |
| Legal Tract | 357011 |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 14704 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 72 CACTUS CIR S, WINTER HAVEN, FL 33880-5087 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2019 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Jan 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 72 CACTUS CIR S, WINTER HAVEN, FL 33880-5087 |
| Document Number | 0109960002 |
| Instrument Date | Sep 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 72 CACTUS CIR S WINTER HAVEN FL 338805087, WINTER HAVEN, FL 33880-5087 |
| Document Number | 0109960002 |
|---|---|
| Date | Oct 3, 2019 |
| Book Page | 010996/000002 |
| Instrument | 210763 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Oct 2, 2026 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 72 CACTUS CIR S, WINTER HAVEN, FL 33880-5087 |
| Document Number | 0103832223 |
| Instrument Date | Jan 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | WINTER HAVEN FL 338805087, WINTER HAVEN, FL 33880-5087 |
| Document Number | 0103832223 |
|---|---|
| Date | Jan 31, 2018 |
| Book Page | 010383/002223 |
| Instrument | 23611 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 30, 2028 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $42,761 (+2.7%) | $140,030 (+18.73%) Land $18,900 Building $121,130 | |
| 2025 | $215.00 (-68.2%) Homeowner's exemption | $41,637 (+5.99%) | $117,943 (+14.89%) Land $18,900 Building $99,043 |
| 2023 | $676.00 (+6.96%) Homeowner's exemption | $39,285 (+3%) | $102,653 (+5.28%) Land $18,000 Building $84,653 |
| 2022 | $632.00 Homeowner's exemption | $38,141 | $97,503 Land $14,850 Building $82,653 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 51% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL serves 13,595 people · EPA ID FL6534609 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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