72 Allen Rd, Ashby, MA 01431 Property Records

Middlesex County and Ashby Town property record for 72 Allen Rd, Ashby, MA 01431

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,820 sqft · built 1945
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$105,000 (Oct 2000)
Tax Bill	$8,720 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ASHB M:010.0 B:0056 L:0000.0`

Property Details

APN / Parcel Number

Primary APN	`ASHB M:010.0 B:0056 L:0000.0`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,820 sqft Living Area
1st Floor Area	2,055 sqft
Basement Area	1,878 sqft
Unfinished Basement	1,020 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	72 ALLEN RD
City	ASHBY
State	MA
Zip	01431-2168
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	56
Jurisdiction	ASHBY MA
Township / Civil Division	ASHBY
Census Block Group	1
Census Block	1032
Census Tract	300100

Owner

Source: Middlesex County and Ashby Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	72 ALLEN RD, ASHBY, MA 01431-2168
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage · Line of Credit CORNERSTONE BANK
Oct 31, 2017	Deed of Trust, Mortgage ATHOL SAVINGS BANK
Oct 31, 2017	Deed of Trust, Mortgage ATHOL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2000 · Amount on Record
Deed Sale	Oct 2, 2000 · Amount on Record
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBY MA
Recording Date	Sep 29, 2026
Property Address	72 ALLEN RD, ASHBY, MA 01431-2168
Document Number	0000123374
Book / Page	86191 / 57
Instrument Date	Sep 18, 2026
Instrument	2026123374
Transaction Type	Mortgage
Record Updated	Oct 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 ALLEN RD, ASHBY, MA 01431-2168

Mortgage

Document Number	0000123374,
Date	Sep 29, 2026
Book Page	86191/57
Instrument	2026123374

Lender

Name	CORNERSTONE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBY MA
Property Address	72 ALLEN RD, ASHBY, MA 01431-2168
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70158-309
Date	Oct 31, 2017
Book Page	70158/309
Instrument	176491

Lender

Name	ATHOL SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBY MA
Property Address	72 ALLEN RD, ASHBY, MA 01431-2168
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70158-289
Date	Oct 31, 2017
Book Page	70158/289
Instrument	176490

Lender

Name	ATHOL SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	216 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Middlesex County and Ashby Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ashby Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,720.00 (+3.46%)	$553,300 (-0.02%) Land $64,300 Building $489,000	$504,336 (-26.94%)
2025	$8,428.00 (+8.76%)	$553,400 (+10.9%) Land $64,300 Building $489,100	$690,270 (+42.44%)
2024	$7,749.00 (+13.17%)	$499,000 (+19.66%) Land $61,900 Building $437,100	$484,595
2023	$6,847.00	$417,000 Land $57,100 Building $359,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

4G LTE only, no 5G reported

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