Suffolk County and Smithtown Town property record for 72 7th St, Saint James, NY 11780
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,930 sqft · built 1986 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $14,749 (2024) |
| Deeds & Mortgages | Jan 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 54.-5-15 |
| Primary APN | 473489 54.-5-15 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,930 sqft Living Area |
| Gross Area | 2,765 sqft |
| 1st Floor Area | 1,090 sqft |
| 2nd Floor Area | 840 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 9,148 sqft (0.21 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 835 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 720 sqft |
| Porch | Open Porch |
| Porch Area | 450 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | J32625 |
|---|---|
| Street Address | 72 7TH ST |
| City | SAINT JAMES |
| State | NY |
| Zip | 11780-1912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 20-797126 TC-76 *610 LOT 1011 ST JAMES PARK SEC A |
| Legal Block | 5 |
| Legal Lot Number | 15 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 135002 |
72 7th St is owned and occupied by an individual who acquired it in July 2014.
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 72 7TH ST, SAINT JAMES, NY 11780-1912 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2014 |
| Deed Sale | Jul 23, 2014 |
| Prior Sale | Apr 19, 2002 · Amount on File |
| Deed Book / Page | 12782 / 12 |
| Prior Transfer Date | Apr 24, 2014 |
| Prior Transfer Doc | 0127820012 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 72 7TH ST, SAINT JAMES, NY 11780-1912 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0233660316 |
|---|---|
| Date | Jan 10, 2022 |
| Book Page | 23366/316 |
| Instrument | DM057724 |
| Name | NEW MILLENNIUM BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Feb 1, 2051 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,974 Land $200 Building $5,774 | $746,750 Land $25,000 Building $721,750 | |
| 2024 | $14,749.00 | ||
| 2023 | $5,250 Land $200 Building $5,050 | $6,035 Land $230 Building $5,805 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 72 7th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 72 7th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST JAMES WATER DISTRICT serves 10,587 people · EPA ID NY5103266 |
|---|---|
| Water Source | Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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