71A Smith St, Perth Amboy, NJ 08861 Property Records

Middlesex County and Perth Amboy City property record for 71A Smith St, Perth Amboy, NJ 08861

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details840 sqft · built 1951
Lot Size0.021 acres (923 sqft)
OwnerCompany Name on Record
Last Sale$142,500 (Apr 2022)
Tax Bill$5,110 (2025)
Deeds & MortgagesJun 2026 Construction Loan
Apr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-00056-0000-00014-05

Property Details

APN / Parcel Number

Primary APN16-00056-0000-00014-05
Alternative APNs
  • 16000560000000140005
  • 1600056000000014E

Interior

Stories1 Story
Building Area840 sqft Gross Area
1st Floor Area840 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Exterior MaterialBrick
Construction TypeBrick
Lot Area923 sqft (0.021 acres)
Lot Dimensions66 ft deep x 14 ft wide

Location & Zoning

Old Parcel Number1600056000000014E
Street Address71A SMITH ST
CityPERTH AMBOY
StateNJ
Zip08861-4413
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeC-2
Legal Description14X66
Legal Block56
Legal Lot Number14.5
JurisdictionMIDDLESEX NJ
Township / Civil DivisionPERTH AMBOY
Census Block Group1
Census Block1007
Census Tract4900

Owner

Source: Middlesex County and Perth Amboy City records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address71 SMITH ST, PERTH AMBOY, NJ 08861-4413
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2026Deed, Transfer · Construction Mortgage
VELOCITY COMMERCIAL CAPITAL LLC
Apr 5, 2022Deed, Transfer · Commercial Mortgage
SILVER HILL FINANCIAL LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 5, 2022 · Amount on Record
Deed SaleApr 5, 2022 · Amount on Record
Prior SaleJan 26, 1996 · Amount on Record
Deed Document Number202234815
Deed Book / Page18885 / 1045
Record UpdatedSep 20, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionMIDDLESEX NJ
Recording DateJun 25, 2026
Property Address71A SMITH ST, PERTH AMBOY, NJ 08861-4413
Document Number0000040316
Book / Page20057 / 966
Instrument DateJun 10, 2026
Instrument202640316
Transaction TypeTransfer
Record UpdatedJul 16, 2026
Title CompanyEVIDENT TITLE AGENCY INC, EVIDENT TITLE AGENCY

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address71 SMITH ST, PERTH AMBOY, NJ 08861-4413

Mortgage

Document Number0000040317,
DateJun 25, 2026
Instrument202640317
Lender
NameVELOCITY COMMERCIAL CAPITAL LLC
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate6.36%
Max Rate-1%

April 2022: Deed, Transfer

Document TypeDeed
JurisdictionMIDDLESEX NJ
Recording DateApr 5, 2022
Property Address71A SMITH ST, PERTH AMBOY, NJ 08861-4413
Document Number0000034815
Book / Page18885 / 1045
Instrument DateMar 22, 2022
Instrument2022034815
Transaction TypeTransfer
Record UpdatedOct 11, 2022
Title CompanyNOBLE TITLE, NOBLE TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$570.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1 PARAGON DR STE 252, 1, MONTVALE, NJ 07645-1728

Transferred To (Grantee/Buyer)

NameVerified Name
Address414 MEREDITH ST, PERTH AMBOY, NJ 08861-2748

Mortgage

Document Number0000034816
DateApr 5, 2022
Instrument2022034816
Lender
NameSILVER HILL FINANCIAL LLC
TypeMortgage Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: Middlesex County and Perth Amboy City assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
MunicipalityPerth Amboy City
Unified School DistrictPerth Amboy City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$155,400 (-) Land $88,800 Building $66,600$155,400 (-) Land $88,800 Building $66,600
2025$5,110.00 (+5.17%)$155,400 (-) Land $88,800 Building $66,600$155,400 (-) Land $88,800 Building $66,600
2024$4,859.00 (+1.14%)
2023$155,400 Land $88,800 Building $66,600$155,400 Land $88,800 Building $66,600
2022$4,804.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims15 (1984–2015)
Claims Outside the SFHA15 of 15
Most Recent ClaimMay 2015 · rainfall accumulation
Claims by Event
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPERTH AMBOY WATER DEPARTMENT
serves 52,328 people · EPA ID NJ1216001
Water SourcePurchased surface water from MIDDLESEX WATER COMPANY
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityGross alpha radiation
not recorded as resolved · Jan 2026
Total trihalomethanes
resolved · Jul 2019
Treatment and ProcedureCorrosion control
Jul 2018
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 848 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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