St. Clair County property record for 7199 Main, Smiths Creek, MI 48074
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,051 sqft · built 1992 |
| Lot Size | 20 acres (873,726 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,966 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-25-031-3004-200 |
| Primary APN | 74-25-031-3004-200 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,051 sqft Living Area |
| 1st Floor Area | 2,051 sqft |
| Basement Area | 2,051 sqft |
| Unfinished Basement | 1,152 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Mansard |
| Roof Material | Composition Shingle |
| Lot Area | 873,726 sqft (20 acres) |
| Lot Width | 49.5 ft Width |
| Porch | Porch |
| Porch Area | 32 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7199 MAIN |
|---|---|
| City | SMITHS CREEK |
| State | MI |
| Zip | 48074-4009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MIXED |
| Legal Description | BEG S 140' FROM INT 1/4 COR, TH S 88D 6M 8S E 900.34', TH N 28D 19M 35S W 428.63', TH N 61D 40M 25S E 732.39', TH S 3D 30M |
| Legal Range | 16E |
| Legal Township | 06N |
| Legal Section | 31 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | KIMBALL |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 634100 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 28, SMITHS CREEK, MI 48074-0028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 12, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Aug 9, 2021 | Deed of Trust, Mortgage · Line of Credit ADVIA CU |
| Jan 5, 2022 | Affidavit of Death of Joint Tenant, Transfer VYLLA TITLE LLC, VYLLA TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 21, 2021 |
| Transfer Doc | 0005472127 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 7199 MAIN, SMITHS CREEK, MI 48074-4009 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 28, SMITHS CREEK, MI 48074-0028 |
| Document Number | 0005407366 |
|---|---|
| Date | Aug 12, 2021 |
| Book Page | 5407/366 |
| Instrument | 2021023200 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 7199 MAIN, SMITHS CREEK, MI 48074-4009 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7199 MAIN, SMITHS CREEK, MI 48074-4009 |
| Document Number | 0005405373 |
|---|---|
| Date | Aug 9, 2021 |
| Book Page | 5405/373 |
| Instrument | 2021022808 |
| Name | ADVIA CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49004 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jan 5, 2022 |
| Property Address | 7199 MAIN, SMITHS CREEK, MI 48074-4009 |
| Document Number | 0005472127 |
| Book / Page | 5472 / 127 |
| Instrument Date | Jul 21, 2021 |
| Instrument | 2022000419 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Title Company | VYLLA TITLE LLC, VYLLA TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Kimball Township |
| Unified School District | Marysville Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $215,700 (+10.67%) | $431,400 (+10.67%) | |
| 2025 | $2,966.00 (+3.09%) Homeowner's exemption | $194,900 (+14.71%) | |
| 2024 | $2,877.00 (+6.75%) | $389,800 (+14.71%) | |
| 2023 | $169,900 | ||
| 2022 | $2,695.00 | $339,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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