7198 Tory Ln, Naples, FL 34108 Property Records

Collier County property record for 7198 Tory Ln, Naples, FL 34108

Property Summary

Property Type	Single Family Home
Details	4,916 sqft · built 1993
Lot Size	0.57 acres (24,829 sqft)
Owner	Company Name on File
Last Sale	$5,000,000 (May 2015)
Tax Bill	$37,454 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Jul 2023 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`544600 453A33`

Property Details

APN / Parcel Number

Primary APN	`544600 453A33`
Alternative APNs	`66435760001126700C84` `66674377459`

Interior

Stories	1 Story
Building Area	4,916 sqft Living Area
1st Floor Area	4,916 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2010
Construction Type	Masonry / Concrete Block
Lot Area	24,829 sqft (0.57 acres)
Pool Area	312 sqft
Deck Area	851 sqft

Location & Zoning

Street Address	7198 TORY LN
City	NAPLES
State	FL
Zip	34108-8785
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	PELICAN BAY UNIT 10 SITE 45
Legal Range	25
Legal Township	48
Legal Section	33
Legal Subdivision	PELICAN BAY UNIT 10
Legal Tract	544600
Legal Block	1
Legal Lot Number	45
Legal Unit	10
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1008
Census Tract	10208

Owner

7198 Tory Ln is owned by a company that acquired it in July 2023 and is owner-occupied.

Source: Collier County records, as of August 25, 2026

Owner of Record	Company Name on File
Mailing Address	7198 TORY LN, NAPLES, FL 34108-8785
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIFTH THIRD BANK NA
Jul 19, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2015 · Amount on File
Deed Sale	May 11, 2015 · Amount on File
Prior Sale	May 1, 2015 · Amount on File
Deed Document Number	20155120649
Deed Book / Page	5150 / 2023
Last Transfer Date	Jul 5, 2023
Transfer Doc	0062693229
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	7198 TORY LN, NAPLES, FL 34108-8785
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061801059
Date	Oct 12, 2022
Book Page	6180/1059
Instrument	6316635

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Jul 19, 2023
Property Address	7198 TORY LN, NAPLES, FL 34108-8785
Document Number	0062693229
Book / Page	6269 / 3229
Map Reference	MB 15 PG 64-67
Instrument Date	Jul 5, 2023
Instrument	6430410
Transaction Type	Transfer
Record Updated	Aug 4, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7198 TORY LN, NAPLES, FL 34108-8785

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7198 TORY LN, NAPLES, FL 34108-8785

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	7198 TORY LN, NAPLES, FL 34108-8785
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056852503
Date	Oct 18, 2019
Book Page	5685/2503
Instrument	5779258

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7%
Index	1-Year LIBOR
Max Rate	7%

Tax Assessment & Valuation

The 2025 property tax bill for 7198 Tory Ln was $37,454 with a homeowner's exemption, up 3.7% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,856,755 (+2.7%)	$5,808,387 (-8.01%) Land $3,427,627 Building $2,380,760
2025	$37,454.00 (+3.71%) Homeowner's exemption	$3,755,360	$6,314,076 Land $3,345,030 Building $2,969,046
2024	$36,115.00 (+0.7%)
2023	$35,865.00 (-3%) Homeowner's exemption	$3,543,227 (+3%)	$5,769,874 (+2.98%) Land $3,345,030 Building $2,424,844
2022	$36,976.00 Homeowner's exemption	$3,440,026	$5,603,118 Land $3,512,282 Building $2,090,836

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7198 Tory Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 124 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	681 units insured incl. 557 condo units
Nearby Flood Claims	30 (2000–2024)
Claims Outside the SFHA	7 of 30
Most Recent Claim	Oct 2024 · Hurricane Helene
Claims by Event	Hurricane Ian, Sep 2022 · 14 claims Hurricane Ian, Sep 2022 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7198 Tory Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Summit Broadband.

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