7198 Putter Ln, Milton, FL 32570 Property Records

Santa Rosa County property record for 7198 Putter Ln, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,298 sqft · built 2007
Lot Size	0.358 acres (15,594 sqft)
Owner	Individual Name on File
Last Sale	$119,375 (Mar 2018)
Tax Bill	$958 (2024)
Deeds & Mortgages	May 2020 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-2N-28-0755-00D00-0090`

Property Details

APN / Parcel Number

Primary APN	`07-2N-28-0755-00D00-0090`
Alternative APN	`N28207075500D000090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,298 sqft Living Area
Gross Area	1,798 sqft
1st Floor Area	1,298 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	15,594 sqft (0.358 acres)
Lot Dimensions	195 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	260 sqft
Shed	1 Shed
Shed Area	2 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7198 PUTTER LN
City	MILTON
State	FL
Zip	32570-7972
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	COUNTRY CLUB ESTATES S 80 FT OF N 160 FT LOT 9 BLK D AS DES IN OR 3706 PG 1226
Legal Range	28W
Legal Township	2N
Legal Section	07
Legal Subdivision	COUNTRY CLUB ESTATES
Legal Block	D
Legal Lot Number	9
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	1
Census Block	1001
Census Tract	10506

Owner

7198 Putter Ln is owned and occupied by an individual who bought it in March 2018.

Source: Santa Rosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	7198 PUTTER LN, MILTON, FL 32570-7972
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 2, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2018 · Amount on File
Deed Sale	Mar 2, 2018 · Amount on File
Prior Sale	Aug 27, 2007 · Amount on File
Deed Document Number	20188246
Deed Book / Page	3706 / 1226
Prior Transfer Date	Jul 26, 2006
Prior Transfer Doc	0026321683
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	7198 PUTTER LN, MILTON, FL 32570-7972
Document Number	0039540562
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7198 PUTTER LN MILTON FL 325707972, MILTON, FL 32570-7972

Mortgage

Document Number	0039540562
Date	May 26, 2020
Book Page	003954/000562
Instrument	24559

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 25, 2040

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 2, 2018
Property Address	7198 PUTTER LN, MILTON, FL 32570-7972
Document Number	0037061226
Book / Page	003706 / 001226
Instrument Date	Mar 2, 2018
Instrument	8246
Transaction Type	Transfer
Record Updated	Mar 19, 2018
Title Company	CLEAR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$835.62
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7198 PUTTER LN MILTON FL 325707972, MILTON, FL 32570-7972

Mortgage

Document Number	37061228
Date	Mar 2, 2018
Book Page	003706/001228
Instrument	8247

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$115,960 (+2.9%)	$199,253 (+2.48%) Land $24,000 Building $175,253
2024	$958.00 (+2.68%) Homeowner's exemption	$112,692 (+3%)	$194,438 (+11.61%) Land $22,000 Building $172,438
2023	$933.00 (+3.09%) Homeowner's exemption	$109,410 (+3%)	$174,209 (+9.44%) Land $18,000 Building $156,209
2022	$905.00 Homeowner's exemption	$106,221	$159,184 Land $18,000 Building $141,184

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7198 Putter Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	2 (2014–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7198 Putter Ln is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POINT BAKER WATER SYSTEM, INC. private · serves 11,318 people · EPA ID FL1570540
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Putter Ln

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