7198 Mount Carmel Rd, Electra, TX 76360 Property Records

Wichita County property record for 7198 Mount Carmel Rd, Electra, TX 76360

Property Summary

Property TypeGeneral Agricultural/Rural
Details4 bd · 3 ba · 3,015 sqft · built 1978
Lot Size4.38 acres (190,793 sqft)
Owner2 Individual Names on Record
Last Sale$199,800 (Jun 2009)
Tax Bill$2,891 (2021)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN7R20 226 00

Property Details

APN / Parcel Number

Primary APN7R20 226 00
Alternative APNs
  • 7R202260000
  • 109796

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area3,015 sqft Gross Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialBrick Veneer
Construction TypeWood
Roof MaterialMetal
Lot Area190,793 sqft (4.38 acres)
Garage TypeCarport
Garage Area240 sqft
CarportCarport
Carport Area240 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area285 sqft
Utility Building200 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address7198 MOUNT CARMEL RD
CityELECTRA
StateTX
Zip76360-3833
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > General Agricultural/Rural
Legal Description4.38 AC S/E CORNER BLK 234 WAGGONER COLONY
Legal SubdivisionWAGGONER COLONY
Legal Block234
JurisdictionWICHITA TX
Township / Civil DivisionELECTRA
Census Block Group1
Census Block1064
Census Tract13800

Owner

Source: Wichita County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7198 MOUNT CARMEL RD, ELECTRA, TX 76360-3833
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 2, 2009 · Amount on Record
Deed SaleJun 2, 2009 · Amount on Record
Deed Document Number200910250
Deed Book / Page3374 / 589
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWICHITA TX
Property Address7198 MOUNT CARMEL RD, ELECTRA, TX 76360-3833
Transaction TypeMortgage
Record UpdatedFeb 26, 2024
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202007912
DateJun 5, 2020
Instrument202007912
Lender
NameQUICKEN LOANS INC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 1, 2035

Tax Assessment & Valuation

Source: Wichita County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyWichita County
Unified School DistrictElectra Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$248,469 (+7.65%)$297,880 (+10.05%) Land $42,413 Building $255,467
2023$230,821$270,668 Land $35,078 Building $235,590
2021$2,891.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1995–2015)
Claims Outside the SFHA1 of 3
Most Recent ClaimMay 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 63% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ELECTRA
serves 2,559 people · EPA ID TX2430002
Water SourcePurchased surface water from CITY OF IOWA PARK
Last State InspectionJan 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Syntrio
Fixed Wireless
500 / 100
Texhoma Wireless
Fixed Wireless
500 / 50

May also be available: Southwest Oklahoma Telephone Company.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mount Carmel Rd

Nearby Streets

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