7198 E Joy Rd, Ann Arbor, MI 48105 Property Records

Washtenaw County property record for 7198 E Joy Rd, Ann Arbor, MI 48105 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,991 sqft · built 1972
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Jul 2004)
Tax Bill	$7,181 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jul 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`J-10-04-200-006`

Property Details

APN / Parcel Number

Primary APN	`J-10-04-200-006`
Alternative APN	`J01004200006`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,991 sqft Living Area
1st Floor Area	1,991 sqft
Basement Area	1,539 sqft
Unfinished Basement	1,539 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Area	768 sqft
Driveway	Driveway
Parking Spaces	3 Parking Spaces
Porch	Slab
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7198 E JOY RD
City	ANN ARBOR
State	MI
Zip	48105-9622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OWNER REQUEST SU 4-2B-1A PCLS I & II COM AT NW COR SEC 4, TH EAST 1087.44 FT TO A POB, TH CONT EAST 264.00 FT, TH S 00-36-30
Jurisdiction	WASHTENAW MI
Township / Civil Division	SUPERIOR
Census Block Group	4
Census Block	4008
Census Tract	407000

Owner

Source: Washtenaw County records · APN J-10-04-200-006

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7198 E JOY RD, ANN ARBOR, MI 48105-9622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed of Trust, Mortgage · Line of Credit MICHIGAN EDUCATIONAL CU
Jul 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 14, 2016	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN EDUCATIONAL CU
Dec 14, 2016	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN EDUCATIONAL CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 06, 2004 · Amount on Record
Deed Sale	Jul 06, 2004 · Amount on Record
Deed Document Number	20045571570
Deed Book / Page	4405 / 379
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	7198 E JOY RD, ANN ARBOR, MI 48105-9622
Transaction Type	Mortgage
Record Updated	Nov 21, 2022
Title Company	FIRST CENTENNIAL TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7198 E JOY RD, ANN ARBOR, MI 48105-9622

Mortgage

Document Number	0006670168
Date	Nov 14, 2022
Book Page	5503/281
Instrument	6670168

Lender

Name	MICHIGAN EDUCATIONAL CU
Type	Credit Union
Address	PLYMOUTH, MI 48170

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	7198 E JOY RD, ANN ARBOR, MI 48105-9622
Document Number	0006433068
Instrument Date	Jul 16, 2018
Transaction Type	Mortgage
Record Updated	Sep 14, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7198 E JOY RD ANN ARBOR MI 481059622, ANN ARBOR, MI 48105-9622

Mortgage

Document Number	0006433068
Date	Jul 24, 2018
Book Page	005266/000366
Instrument	6433068

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 23, 2033

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	7198 E JOY RD, ANN ARBOR, MI 48105-9622
Document Number	0006363202
Book / Page	005196 / 000502
Instrument Date	Dec 14, 2016
Transaction Type	Mortgage
Record Updated	Apr 05, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7198 E JOY RD ANN ARBOR MI 481059622, ANN ARBOR, MI 48105-9622

Mortgage

Document Number	0006363202
Date	Mar 16, 2017
Book Page	005196/000502
Instrument	6363202

Lender

Name	MICHIGAN EDUCATIONAL CU
Type	Credit Union
Address	PLYMOUTH, MI 48170

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	7198 E JOY RD, ANN ARBOR, MI 48105-9622
Document Number	0006363195
Book / Page	005196 / 000495
Instrument Date	Dec 14, 2016
Transaction Type	Mortgage
Record Updated	Apr 05, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7198 E JOY RD ANN ARBOR MI 481059622, ANN ARBOR, MI 48105-9622

Mortgage

Document Number	0006363195
Date	Mar 16, 2017
Book Page	005196/000495
Instrument	6363195

Lender

Name	MICHIGAN EDUCATIONAL CU
Type	Credit Union
Address	PLYMOUTH, MI 48170

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Washtenaw County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Washtenaw County
County Subdivision	Superior Charter Township
Unified School District	Ann Arbor Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,900	$443,800
2025	$7,181.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washtenaw County (26161C), updated May 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261614070004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Spectrum	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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