7198 Adirondack Dr, Frederick, MD 21702 Property Records

Frederick County property record for 7198 Adirondack Dr, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,872 sqft · built 1971
Lot Size	0.69 acres (30,056 sqft)
Owner	Individual Name on Record
Last Sale	$463,500 (Aug 2021)
Tax Bill	$5,906 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-392053`

Property Details

APN / Parcel Number

Primary APN	`20-392053`
Alternative APN	`392053`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,872 sqft Living Area
Gross Area	3,604 sqft
1st Floor Area	1,872 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	30,056 sqft (0.69 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	228 sqft
Deck Area	672 sqft
Shed	1 Shed
Shed Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	392053
Street Address	7198 ADIRONDACK DR
City	FREDERICK
State	MD
Zip	21702-2102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 3 BLK C SEC 2.69 S/S POCONO DR, CATOCTIN MANOR EST.
Legal Subdivision	CATOCTIN MANOR ESTATE
Legal Block	C
Legal Lot Number	3
Jurisdiction	FREDERICK MD
Township / Civil Division	20, LEWISTOWN
Census Block Group	3
Census Block	3023
Census Tract	751301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7198 ADIRONDACK DR, FREDERICK, MD 21702-2102
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed, Transfer · FHA Mortgage CITIZENS BANK NA
Jan 18, 2018	Grant Deed, Transfer · Conventional Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2021 · Amount on Record
Deed Sale	Aug 31, 2021 · Amount on Record
Prior Sale	Jan 18, 2018 · Amount on Record
Deed Book / Page	15244 / 204
Record Updated	Oct 29, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 31, 2021
Property Address	7198 ADIRONDACK DR, FREDERICK, MD 21702-2102
Document Number	0152440204
Book / Page	15244 / 204
Map Reference	MB 5 PL 43
Instrument Date	Aug 24, 2021
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,158.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	7198 ADIRONDACK DR, FREDERICK, MD 21702-2102

Mortgage

Document Number	15244212
Date	Aug 31, 2021
Instrument	15244/212

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 18, 2018
Property Address	7198 ADIRONDACK DR, FREDERICK, MD 21702-2102
Document Number	0122370280
Book / Page	012237 / 000280
Instrument Date	Jan 12, 2018
Transaction Type	Transfer
Record Updated	Jan 26, 2018
Title Company	LAWYERS SIGNATURE SETTLEMENTS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$355.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7198 ADIRONDACK DR FREDERICK MD 217022102, FREDERICK, MD 21702-2102

Mortgage

Document Number	122370285
Date	Jan 18, 2018
Book Page	012237/000285

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$502,433 (+30.43%)	$564,900 (+19.89%) Land $132,800 Building $432,100
2025	$5,906.00 (+26.68%)
2023	$4,662.00	$385,200	$471,200 Land $99,800 Building $371,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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