7197 Treeridge Dr, Cincinnati, OH 45244 Property Records

Hamilton County property record for 7197 Treeridge Dr, Cincinnati, OH 45244

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,724 sqft · built 1987
Lot Size0.459 acres (19,994 sqft)
Owner2 Individual Names on File
Last Sale$396,000 (Jul 2017)
Tax Bill$10,845 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Jan 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN500-0301-0039-00

Property Details

APN / Parcel Number

Primary APN500-0301-0039-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,724 sqft Living Area
Gross Area4,566 sqft
1st Floor Area1,366 sqft
2nd Floor Area1,358 sqft
Basement Area1,358 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialAsphalt
Lot Area19,994 sqft (0.459 acres)
Lot Dimensions200 ft deep x 128 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
Deck AreaDeck Area
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address7197 TREERIDGE DR
CityCINCINNATI
StateOH
Zip45244-3551
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTREERIDGE DR 128.38 X 200.43 IRR LOT 35 TREETOPS OF ANDERSON SUB BL B
Legal SubdivisionTREETOPS OF ANDERSON SUB
Legal BlockB
Legal Lot Number35
JurisdictionHAMILTON OH
Township / Civil DivisionANDERSON
Census Block Group3
Census Block3000
Census Tract24903

Owner

7197 Treeridge Dr is owned and occupied by two individuals who bought it in July 2017.

Source: Hamilton County records, as of May 19, 2026

Owner of Record2 Individual Names on File
Mailing Address7197 TREERIDGE DR, CINCINNATI, OH 45244-3551
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 7, 2026Deed of Trust, Mortgage · Line of Credit
HUNTINGTON NATIONAL BANK
Jan 3, 2022Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Sep 12, 2020Deed of Trust, Mortgage · Line of Credit
JFQ LNDG INC
Jul 18, 2017Warranty Deed, Transfer · Conventional with PMI
THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 18, 2017 · Amount on File
Deed SaleJul 18, 2017 · Amount on File
Prior SaleMar 21, 2000 · Amount on File
Deed Document Number201764517
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Recording DateApr 7, 2026
Property Address7197 TREERIDGE DR, CINCINNATI, OH 45244-3551
Document Number0000025772
Book / Page15639 / 922
Instrument DateMar 27, 2026
Instrument202625772
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address7197 TREERIDGE DR, CINCINNATI, OH 45244-3551

Mortgage

Document Number0000025772,
DateApr 7, 2026
Book Page15639/922
Instrument202625772
Lender
NameHUNTINGTON NATIONAL BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMar 27, 2056
Interest
Rate5.98%
Max Rate-1%

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address7197 TREERIDGE DR, CINCINNATI, OH 45244-3551
Transaction TypeMortgage
Record UpdatedMar 29, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address7197 TREERIDGE DR, CINCINNATI, OH 45244-3551

Mortgage

Document Number0000000380
DateJan 3, 2022
Book Page14575/2040
Instrument2022-0000380
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueDec 14, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address7197 TREERIDGE DR, CINCINNATI, OH 45244-3551
Document Number0000096404
Instrument DateSep 12, 2020
Transaction TypeMortgage
Record UpdatedNov 2, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7197 TREERIDGE DR CINCINNATI OH 452443551, CINCINNATI, OH 45244-3551

Mortgage

Document Number0000096404
DateSep 21, 2020
Book Page014257/003742
Instrument96404
Lender
NameJFQ LNDG INC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85254
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 20, 2050
Interest
Rate TypeAdjustable Rate

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJul 18, 2017
Property Address7197 TREERIDGE DR, CINCINNATI, OH 45244-3551
Document Number0000064517
Book / Page013461 / 000079
Instrument DateJul 6, 2017
Instrument64517
Transaction TypeTransfer
Record UpdatedSep 8, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,188.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7197 TREERIDGE DR CINCINNATI OH 452443551, CINCINNATI, OH 45244-3551

Mortgage

Document Number64518
DateJul 18, 2017
Book Page013461/000081
Instrument64518
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJul 17, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7197 Treeridge Dr was $10,845, up 2.9% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionAnderson Township
Unified School DistrictForest Hills Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,845.00 (+2.9%)$173,562 (-) Land $29,740 Building $143,822$495,890 Land $84,970 Building $410,920
2024$10,539.00 (+5.13%)$173,562 (-) Land $29,740 Building $143,822
2023$10,025.00 (+11.51%)$173,562 (+25.22%) Land $29,740 Building $143,822$495,890 Land $84,970 Building $410,920
2022$8,990.00 Homeowner's exemption$138,601 Land $27,997 Building $110,604
2020$396,000 Land $79,990 Building $316,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7197 Treeridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7197 Treeridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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