Lincoln County property record for 7197 Hull Rd, Cherryville, NC 28021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,125 sqft · built 1946 |
| Lot Size | 0.957 acres (41,687 sqft) |
| Owner | Company Name on File |
| Last Sale | $155,000 (Jul 2008) |
| Tax Bill | $1,711 (2026) |
| Deeds & Mortgages | Jan 2023 Line of Credit Sep 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 2663-51-5134 |
| Primary APN | 2663-51-5134 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,125 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 41,687 sqft (0.957 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 259154 |
|---|---|
| Street Address | 7197 HULL RD |
| City | CHERRYVILLE |
| State | NC |
| Zip | 28021-9641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-R |
| Legal Description | 1 RUTH ROYSTER |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | NORTH BROOK |
| Census Block Group | 3 |
| Census Block | 3046 |
| Census Tract | 70500 |
7197 Hull Rd is owned by a company that bought it in July 2008.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 7197 HULL RD, CHERRYVILLE, NC 28021-9641 |
| Owner Type | Company |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 9, 2023 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Sep 9, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2008 · Amount on File |
| Deed Sale | Jul 7, 2008 · Amount on File |
| Deed Book / Page | 2050 / 454 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7197 HULL RD, CHERRYVILLE, NC 28021-9641 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2023 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 7197 HULL RD, CHERRYVILLE, NC 28021-9641 |
| Document Number | 0003221878 |
|---|---|
| Date | Jan 9, 2023 |
| Book Page | 3221/878 |
| Instrument | 662243 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7197 HULL RD, CHERRYVILLE, NC 28021-9641 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7197 HULL RD, CHERRYVILLE, NC 28021-9641 |
| Document Number | 0002948375 |
|---|---|
| Date | Sep 9, 2020 |
| Book Page | 2948/375 |
| Instrument | 615516 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | 27472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 7197 Hull Rd was $1,711.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,711.00 | $264,595 (-) Land $29,810 Building $234,785 | $264,595 (-) Land $29,810 Building $234,785 |
| 2025 | $1,711.00 | $264,595 Land $29,810 Building $234,785 | $264,595 Land $29,810 Building $234,785 |
| 2023 | $1,691.00 | $264,595 Land $29,810 Building $234,785 | $264,595 Land $29,810 Building $234,785 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7197 Hull Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 7197 Hull Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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