7197 E Dry Creek Cir, Centennial (Englewood), CO 80112 Property Records

Arapahoe County property record for 7197 E Dry Creek Cir, Centennial, CO 80112

Property Summary

Property Type	Townhouse
Details	3 bd · 3.5 ba · 2,083 sqft · built 1981
Lot Size	0.041 acres (1,786 sqft)
Owner	Individual Name on Record
Last Sale	$505,000 (Feb 2025)
Tax Bill	$3,746 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2075-32-1-16-043`

Property Details

APN / Parcel Number

Primary APN	`2075-32-1-16-043`
Alternative APNs	`031902274` `31902274` `902274`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,083 sqft Living Area
Gross Area	2,632 sqft
1st Floor Area	684 sqft
2nd Floor Area	808 sqft
Basement Area	660 sqft
Finished Basement	591 sqft
Unfinished Basement	69 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2018
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	1,786 sqft (0.041 acres)
Lot Dimensions	68 ft deep x 26 ft wide
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	480 sqft
Driveway	Driveway
Driveway Area	2 sqft
Parking Spaces	2 Parking Spaces
Deck Area	108 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	031902274
Street Address	7197 E DRY CREEK CIR
City	CENTENNIAL
State	CO
Zip	80112-2578
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	SUBDIVISIONCD 020781 SUBDIVISIONNAME DRY CREEK TOWNHOMES BLOCK 013 LOT 043 UNIT 43 BLDG 13 DRY CREEK TOWNHOMES
Legal Range	67W
Legal Township	5S
Legal Section	32
Legal Quarter	1
Legal Subdivision	DRY CREEK TOWNHOMES
Legal Block	013
Legal Lot Number	043
Jurisdiction	ARAPAHOE CO
Township / Civil Division	SOUTHWEST ARAPAHOE
Census Block Group	2
Census Block	2000
Census Tract	6708

Owner

Source: Arapahoe County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7197 E DRY CREEK CIR, CENTENNIAL, CO 80112-2578
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP
Feb 24, 2025	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Nov 28, 2023	Beneficiary Deed, Transfer
Jun 26, 2019	Warranty Deed, Transfer · Conventional Mortgage M & T BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2025 · Amount on Record
Deed Sale	Feb 24, 2025 · Amount on Record
Prior Sale	Jun 26, 2019 · Amount on Record
Deed Document Number	202512344
Prior Transfer Date	Nov 20, 2023
Prior Transfer Doc	0000079673
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	7197 E DRY CREEK CIR, CENTENNIAL, CO 80112-2578
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7197 E DRY CREEK CIR, CENTENNIAL, CO 80112-2578

Mortgage

Document Number	00E1151018
Date	Sep 29, 2021
Instrument	E1151018

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	7197 E DRY CREEK CIR, CENTENNIAL, CO 80112-2578
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	CANTON TITLE, CANYON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7197 E DRY CREEK CIR, CENTENNIAL, CO 80112-2578

Mortgage

Document Number	00E1060353
Date	Apr 12, 2021
Instrument	E1060353

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Feb 24, 2025
Property Address	7197 E DRY CREEK CIR, CENTENNIAL, CO 80112-2578
Document Number	00E5012344
Instrument Date	Feb 21, 2025
Instrument	E5012344
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7197 E DRY CREEK CIR, CENTENNIAL, CO 80112-2578

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7197 E DRY CREEK CIR, CENTENNIAL, CO 80112-2578
Investor	Possibly a Property Investor

Mortgage

Document Number	00E5012345
Date	Feb 24, 2025
Instrument	E5012345

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

November 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Nov 28, 2023
Property Address	7197 E DRY CREEK CIR, CENTENNIAL, CO 80112-2578
Document Number	00E3079673
Instrument Date	Nov 20, 2023
Instrument	E3079673
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7197 E DRY CREEK CIR, CENTENNIAL, CO 80112-2578

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Jun 26, 2019
Property Address	7197 E DRY CREEK CIR, CENTENNIAL, CO 80112-2578
Document Number	00D9061476
Instrument Date	Jun 21, 2019
Instrument	D9061476
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	TIAGO TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38.49
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7197 E DRY CREEK CIR, CENTENNIAL, CO 80112-2578

Mortgage

Document Number	00D9061477
Date	Jun 26, 2019
Instrument	D9061477

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Centennial City
Unified School District	Cherry Creek School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,967 (-2.08%)	$506,000 (-) Land $130,000 Building $376,000
2025	$3,746.00 (+17.69%)	$31,625 (+6.77%)	$506,000 (+1.79%) Land $130,000 Building $376,000
2024	$3,183.00 (+17.11%)
2023		$29,621 (+8.59%)	$497,100 (+26.65%) Land $110,000 Building $387,100
2022	$2,718.00 (-0.69%)	$27,279	$392,500 Land $73,000 Building $319,500
2021	$2,737.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLOWS WD serves 19,000 people · EPA ID CO0103100
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Dec 2024
Also Mapped Here	SOUTHGATE WSD

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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