Mille Lacs County property record for 7197 Cedar Rd, Milaca, MN 56353 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2005 |
| Square Footage | 1,312 sqft Total Area |
| Lot Size | 413,820 sqft (9.5 acres) |
| Garage | Mixed, 2,496 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $253,990 (2005) |
| Tax Bill | $5,032.00 (2026) |
| Primary APN | 12-032-1504 |
|---|
| Building Area | 1,312 sqft Total Area |
|---|---|
| Basement Area | 1,260 sqft Basement |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 413,820 sqft (9.5 acres) |
| Parking Spaces | 9 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 2,496 sqft Garage |
| Deck Area | 156 sqft Deck |
| Street Address | 7197 CEDAR RD |
|---|---|
| City | MILACA |
| State | MN |
| Zip | 56353-4301 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PART OF SE OF SW LYING W'LY OF TWP RD & LYING N OF S 995 FT 32 37 27 9.50 |
| Legal Range | 27 |
| Legal Township | 37 |
| Legal Section | 32 |
| Jurisdiction | MILLE LACS MN |
| Minor Civil Division | MILO |
| Census Blockgroup | 3 |
| Census Block | 3064 |
| Census Tract | 170400 |
Source: Mille Lacs County records · APN 12-032-1504
Assessment roll updated September 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7197 CEDAR RD, MILACA, MN 56353-4301 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 18, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage MINNCO CU |
| Apr 07, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MINNCO CU |
| Feb 09, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MINNCO CU |
| Dec 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MINNCO CU |
| Apr 06, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE UNLIMITED |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 21, 2005 · Amount on Record |
| Deed Sale | Nov 21, 2005 · Amount on Record |
| Deed Doc Number | 2005327823 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 7197 CEDAR RD, MILACA, MN 56353-4301 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000A438409 |
|---|---|
| Date | Oct 18, 2023 |
| Instrument | A438409 |
| Name | MINNCO CU |
|---|---|
| Type | Credit Union |
| Address | CAMBRIDGE, MN 55008 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 15, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 7197 CEDAR RD, MILACA, MN 56353-4301 |
| Transaction Type | Mortgage |
| Record Updated | May 04, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000A430621 |
|---|---|
| Date | Apr 07, 2022 |
| Instrument | A430621 |
| Name | MINNCO CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 06, 2037 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 7197 CEDAR RD, MILACA, MN 56353-4301 |
| Transaction Type | Mortgage |
| Record Updated | Mar 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000A429763 |
|---|---|
| Date | Feb 09, 2022 |
| Instrument | A429763 |
| Name | MINNCO CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 08, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 7197 CEDAR RD, MILACA, MN 56353-4301 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 000A428520 |
|---|---|
| Date | Dec 07, 2021 |
| Instrument | A428520 |
| Name | MINNCO CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 06, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 7197 CEDAR RD, MILACA, MN 56353-4301 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2020 |
| Name | Verified Name |
|---|
| Document Number | A416591 |
|---|---|
| Date | Apr 06, 2020 |
| Instrument | A416591 |
| Name | MORTGAGE UNLIMITED |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 01, 2035 |
| Rate Type | Fixed Rate |
|---|
Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| County Subdivision | Milo Township |
| Unified School District | Milaca Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,032.00 (+3.03%) | ||
| 2025 | $459,200 (+0.64%) Land $82,000 Building $377,200 | $459,200 (+0.64%) Land $82,000 Building $377,200 | |
| 2023 | $4,884.00 | $456,300 Land $59,000 Building $397,300 | $456,300 Land $59,000 Building $397,300 |
7197 Cedar Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Mille Lacs County (27095C), updated March 4, 2013
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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