7197 Capac Rd, Lynn (Yale), MI 48097 Property Records

St. Clair County property record for 7197 Capac Rd, Lynn, MI 48097

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,401 sqft
Lot Size	7.3 acres (317,988 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Jan 2020)
Tax Bill	$2,494 (2025)
Deeds & Mortgages	May 2022 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-26-021-3003-500`

Property Details

APN / Parcel Number

Primary APN	`74-26-021-3003-500`

Interior

Full Baths	2 Baths
Stories	3 Stories
Building Area	2,401 sqft Living Area
1st Floor Area	1,574 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	317,988 sqft (7.3 acres)
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7197 CAPAC RD
City	LYNN
State	MI
Zip	48097-1503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	BEG S 420' FROM E 1/4 COR, TH S 240', TH N 87D 15M 33S W 1326.09', TH N 0D 15M 8S W 240', TH S 87D 15M 41S E 1327.14' TO BEG
Legal Range	13E
Legal Township	08N
Legal Section	21
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	LYNN
Census Block Group	2
Census Block	2040
Census Tract	655100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7197 CAPAC RD, LYNN, MI 48097-1503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2022	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Apr 6, 2021	Deed of Trust, Mortgage · VA Mortgage NATIONS DIRECT MORTGAGE LLC
Jan 8, 2020	Warranty Deed, Transfer · VA Mortgage MICHIGAN MUTUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2020 · Amount on Record
Deed Sale	Jan 8, 2020 · Amount on Record
Prior Sale	Jun 15, 2016 · Amount on Record
Deed Document Number	2020742
Deed Book / Page	5139 / 232
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	7197 CAPAC RD, LYNN, MI 48097-1503
Transaction Type	Mortgage
Record Updated	Jun 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7197 CAPAC RD, LYNN, MI 48097-1503

Mortgage

Document Number	0005518171
Date	May 5, 2022
Book Page	5518/171
Instrument	2022011295

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	7197 CAPAC RD, LYNN, MI 48097-1503
Transaction Type	Mortgage
Record Updated	Apr 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7197 CAPAC RD, LYNN, MI 48097-1503

Mortgage

Document Number	534738
Date	Apr 6, 2021
Book Page	5347/38
Instrument	2021010248

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 8, 2020
Property Address	7197 CAPAC RD, LYNN, MI 48097-1503
Document Number	0051390232
Book / Page	005139 / 000232
Instrument Date	Dec 20, 2019
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	ASK SERVICES INC, ASK SVCS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,720.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7641 EMERSON WASHINGTON MI 480942728, WASHINGTON, MI 48094-2728

Mortgage

Document Number	51390234
Date	Jan 8, 2020
Book Page	005139/000234

Lender

Name	MICHIGAN MUTUAL
Type	Funding / Finance Company
Address	PORT HURON, MI 48060

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2050

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Lynn Township
Unified School District	Capac Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,000 (+10.42%)	$250,000 (+10.42%)
2025	$2,494.00 (+5.5%) Homeowner's exemption	$113,200 (+15.98%)
2024	$2,364.00 (+6.39%)		$226,400 (+15.98%)
2023		$97,600
2022	$2,222.00		$195,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Highline Internet Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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