Escambia County property record for 7196 Sharp Reef Rd, Unit 4, Pensacola, FL 32507
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,890 sqft · built 1983 |
| Lot Size | 0.02 acres (867 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Sep 2000) |
| Tax Bill | $8,815 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 32-3S-32-1301-040-012 |
| Primary APN | 32-3S-32-1301-040-012 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,890 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Upper Floors Area | 630 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Lap Siding |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 867 sqft (0.02 acres) |
| View / Lot | Waterfront |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 184 sqft |
| Deck Area | 178 sqft |
| Patio Area | 178 sqft |
| Utility Building | 50 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 104598459 |
|---|---|
| Street Address | 7196 SHARP REEF RD, 4 |
| City | PENSACOLA |
| State | FL |
| Zip | 32507-9461 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR-PK |
| Legal Description | BEG AT NW COR LT 12 PERDIDO KEY COVE 2ND ADDN PB 10 P 46 S 28 DEG 24 MIN 36 SEC E 41 69/100 FT S 57 DEG 35 MIN 28 SEC W 86 50/100 FT S 32 DEG 24 MIN 32 SEC E 54 FT TO POB S 32 DEG 24 MIN 32 SEC E 18 FT N 57 DEG 35 MIN 28 SEC E 48 50/100 FT N 32 DEG 2 |
| Legal Range | 32W |
| Legal Township | 03S |
| Legal Section | 32 |
| Legal Subdivision | PERDIDO KEY COVES UNIT #2_2 |
| Legal Block | 12 |
| Legal Lot Number | 12 |
| Jurisdiction | ESCAMBIA FL |
| Township / Civil Division | PENSACOLA |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 2602 |
7196 Sharp Reef Rd, Unit 4 is owned by an individual who bought it in September 2000.
Source: Escambia County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 54 GAMMANS RD, MAHWAH, NJ 7495 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2000 · Amount on File |
| Deed Sale | Sep 8, 2000 · Amount on File |
| Deed Book / Page | 4603 / 739 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 7196 Sharp Reef Rd, Unit 4 was $8,815, up 12.4% from the year before.
Source: Escambia County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Escambia County |
| Unified School District | Escambia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,815.00 (+12.42%) | $640,787 Land $150,000 Building $490,787 | $640,787 Land $150,000 Building $490,787 |
| 2024 | $7,841.00 (+2.82%) | ||
| 2023 | $7,626.00 (+315.59%) | $565,526 (+235.03%) | $565,526 (+11.29%) Land $100,000 Building $465,526 |
| 2022 | $1,835.00 Homeowner's exemption Widower's exemption | $168,797 | $508,147 Land $100,000 Building $408,147 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7196 Sharp Reef Rd, Unit 4 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 427 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,576 units insured incl. 1,149 condo units |
| Nearby Flood Claims | 1,082 (1979–2021) |
| Claims Outside the SFHA | 28 of 1,082 |
| Most Recent Claim | May 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7196 Sharp Reef Rd, Unit 4 is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 35 |
May also be available: Verizon.
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