7196 Rapids Rd, Lockport, NY 14094 Property Records

Niagara County and Lockport Town property record for 7196 Rapids Rd, Lockport, NY 14094

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 1933
Lot Size	0.444 acres (19,380 sqft)
Owner	Individual Name on Record
Last Sale	$282,000 (Aug 2026)
Tax Bill	$3,515 (2026)
Deeds & Mortgages	Aug 2026 Sale Mar 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`292600 168.02-1-43`

Property Details

APN / Parcel Number

Primary APN	`292600 168.02-1-43`
Alternative APN	`26001680020001043000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	960 sqft
Upper Floors Area	360 sqft

Exterior

Year Built	Built 1933
Effective Year Built	Effective 2010
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	19,380 sqft (0.444 acres)
Lot Dimensions	85 ft deep x 228 ft wide
Garage Type	Detached
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7196 RAPIDS RD
City	LOCKPORT
State	NY
Zip	14094-9355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B-1
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	1
Legal Lot Number	43.000
Jurisdiction	NIAGARA NY
Township / Civil Division	LOCKPORT
Census Block Group	2
Census Block	2023
Census Tract	23404

Owner

Source: Niagara County and Lockport Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	184 SWEENEY ST, 302, NORTH TONAWANDA, NY 14120-5925
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 2, 2020	Intrafamily Transfer, Transfer · VA Mortgage HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2026 · Amount on Record
Deed Sale	Aug 27, 2026 · Amount on Record
Prior Sale	Mar 2, 2020
Deed Document Number	202613113
Prior Transfer Date	Feb 26, 2020
Prior Transfer Doc	0000003743
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NIAGARA NY
Recording Date	Aug 27, 2026
Property Address	7196 RAPIDS RD, LOCKPORT, NY 14094-9355
Document Number	0000013113
Instrument Date	Aug 21, 2026
Instrument	202613113
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$113,928.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NIAGARA NY
Recording Date	Mar 2, 2020
Property Address	7196 RAPIDS RD, LOCKPORT, NY 14094-9355
Document Number	0000003743
Instrument Date	Feb 26, 2020
Instrument	2020-03743
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7196 RAPIDS RD, LOCKPORT, NY 14094-9355

Mortgage

Document Number	0000003744
Date	Mar 2, 2020
Instrument	2020-03744

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Niagara County and Lockport Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
County Subdivision	Lockport Town
Unified School District	Starpoint Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,515.00 (+0.29%) Disabled Person's exemption Veteran's exemption
2025	$3,505.00	$168,000 (+12%) Land $27,400 Building $140,600	$168,000 (+12%) Land $27,400 Building $140,600
2023		$150,000 Land $22,400 Building $127,600	$150,000 Land $22,400 Building $127,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (1979–2000)
Most Recent Claim	Mar 2000 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKPORT TOWN WDS serves 21,105 people · EPA ID NY3100563
Water Source	Purchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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