Santa Clara County property record for 7196 Lahinch Dr, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,819 sqft · built 2006 |
| Lot Size | 0.237 acres (10,311 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $910,000 (May 2005) |
| Tax Bill | $15,591 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage May 2017 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 810-61-069 |
| Primary APN | 810-61-069 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,819 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| 2nd Floor Area | 1,499 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Lot Area | 10,311 sqft (0.237 acres) |
| Garage Area | 627 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Heating System | HVAC |
|---|
| Street Address | 7196 LAHINCH DR |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-3056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT 9584 BOOK 776 PAGE 1 PAGE 2 LOT 2 |
| Legal Subdivision | TRACT 9584 |
| Legal Tract | 9584 |
| Legal Lot Number | 2 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 512510 |
Source: Santa Clara County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7196 LAHINCH DR, GILROY, CA 95020-3056 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage KEYPOINT CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2005 · Amount on Record |
| Deed Sale | May 11, 2005 · Amount on Record |
| Deed Document Number | 200518365748 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 7196 LAHINCH DR, GILROY, CA 95020-3056 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 7196 LAHINCH DR, GILROY, CA 95020-3056 |
| Document Number | 0025060144 |
|---|---|
| Date | Aug 10, 2021 |
| Instrument | 25060144 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 7196 LAHINCH DR, GILROY, CA 95020-3056 |
| Document Number | 0023659031 |
| Instrument Date | May 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2017 |
| Title Company | STEWART TITLE, STEWART TITLE/CA |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7196 LAHINCH DR GILROY CA 950203056, GILROY, CA 95020-3056 |
| Document Number | 0023659031 |
|---|---|
| Date | May 26, 2017 |
| Instrument | 23659031 |
| Name | KEYPOINT CU |
|---|---|
| Type | Credit Union |
| Address | SANTA CLARA, CA 95051 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,293,241 (+2%) Land $639,798 Building $653,443 | |
| 2025 | $15,591.00 (+2.18%) | $1,267,884 (+4.04%) Land $627,253 Building $640,631 |
| 2023 | $15,258.00 (+1.65%) | $1,218,652 Land $602,897 Building $615,755 |
| 2022 | $15,010.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (1986–2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · lower than 60% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GILROY serves 59,426 people · EPA ID CA4310004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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