7196 Highpoint Dr, Florence, KY 41042 Property Records

Boone County property record for 7196 Highpoint Dr, Florence, KY 41042

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,932 sqft · built 1995
Lot Size	0.389 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (May 2022)
Tax Bill	$3,625 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`049.14-12-077.00`

Property Details

APN / Parcel Number

Primary APN	`049.14-12-077.00`
Alternative APN	`21006`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,932 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Lot Area	16,988 sqft (0.389 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	7196 HIGHPOINT DR
City	FLORENCE
State	KY
Zip	41042-4314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 77 PH N PT 4 OAKBROOK (50D-460)
Legal Subdivision	OAKBROOK
Legal Phase	N
Legal Lot Number	77
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1007
Census Tract	70314

Owner

7196 Highpoint Dr is owned and occupied by an individual who bought it in May 2022.

Source: Boone County records, as of November 21, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7196 HIGHPOINT DR, FLORENCE, KY 41042-4314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC
Oct 11, 2019	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Apr 18, 2019	Warranty Deed, Construction Loan · Construction Mortgage PAJ FUND I LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2022 · Amount on File
Deed Sale	May 16, 2022 · Amount on File
Prior Sale	Oct 11, 2019 · Amount on File
Deed Document Number	871199
Deed Book / Page	D1187 / 162
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	May 16, 2022
Property Address	7196 HIGHPOINT DR, FLORENCE, KY 41042-4314
Document Number	0D1187/162
Book / Page	D1187 / 162
Map Reference	SL 279-B
Instrument Date	May 10, 2022
Instrument	871199
Transaction Type	Transfer
Record Updated	Jun 7, 2022
Title Company	LAWYERS TITLE/CINCINNATI INC, LAWYERS TTL OF CINCINNATI IN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2448 W COUNTY ROAD 950 N, 2448, CHRISNEY, IN 47611-9454

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7196 HIGHPOINT DR, FLORENCE, KY 41042-4314

Mortgage

Document Number	0000871200
Date	May 16, 2022
Instrument	871200

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Oct 11, 2019
Property Address	7196 HIGHPOINT DR, FLORENCE, KY 41042-4314
Document Number	D1134/355
Book / Page	D1134 / 355
Map Reference	SL 279-B
Instrument Date	Oct 10, 2019
Instrument	785691
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	BRIDGETRUST TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 15162, COVINGTON, KY 41015-0162

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7196 HIGHPOINT DR, FLORENCE, KY 41042-4314

Mortgage

Document Number	785693
Date	Oct 11, 2019
Instrument	785693

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

April 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Apr 18, 2019
Property Address	7196 HIGHPOINT DR, FLORENCE, KY 41042-4314
Document Number	D1124/687
Book / Page	D1124 / 687
Map Reference	SL 279-B
Instrument Date	Apr 10, 2019
Instrument	772557
Transaction Type	Construction Loan
Record Updated	Jul 6, 2021
Title Company	PRIORITY NATIONAL TITLE SERVICES, PRIORITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6044 TAYLOR DR APT 96, 6044, BURLINGTON, KY 41005-8549

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 15162, COVINGTON, KY 41015-0162
Investor	Possibly a Property Investor

Mortgage

Document Number	772558
Date	Apr 18, 2019
Instrument	772558

Lender

Name	PAJ FUND I LLC
Type	Funding / Finance Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	8 Months
Due	Dec 11, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 7196 Highpoint Dr was $3,625.

Source: Boone County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,625.00	$325,000 Land $30,000 Building $295,000
2024			$325,000 (-) Land $30,000 Building $295,000
2023	$3,692.00 (+62.79%)	$325,000 (+60.1%) Land $30,000 Building $295,000	$325,000 (+60.1%) Land $30,000 Building $295,000
2022	$2,268.00	$203,000 Land $30,000 Building $173,000	$203,000 Land $30,000 Building $173,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7196 Highpoint Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7196 Highpoint Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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