Gloucester County property record for 7196 Fraser Ln, Gloucester, VA 23061
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,964 sqft · built 1954 |
| Lot Size | 5.01 acres (218,236 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $3,745 (2026) |
| Deeds & Mortgages | Sep 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 40942 |
| Primary APN | 40942 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,964 sqft Living Area |
| 1st Floor Area | 1,964 sqft |
| Basement Area | 1,542 sqft |
| Unfinished Basement | 1,542 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 218,236 sqft (5.01 acres) |
| Garage Area | 620 sqft |
| Porch | Slab |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | FRASER LN |
|---|---|
| City | GLOUCESTER |
| State | VA |
| Zip | 23061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF-1 |
| Legal Description | GLOUCESTER POINT, PAR A YORK RIVER |
| Legal Subdivision | PLAT: PB24 296 |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | GLOUCESTER POINT |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 100301 |
Source: Gloucester County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 62, GLOUCESTER POINT, VA 23062-0062 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | FRASER LN, GLOUCESTER, VA 23061 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2022 |
| Title Company | THE CLOSERS OF VIRGINIA INC |
| Name | Verified Name |
|---|
| Document Number | 0210006724 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 210006724 |
| Name | 1ST ADVANTAGE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jul 21, 2051 |
| Rate Type | Adjustable Rate |
|---|
Source: Gloucester County assessment roll, as of October 27, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,745.00 (+6.03%) | $642,410 (+11.67%) Land $343,280 Building $299,130 | $642,410 (+11.67%) Land $343,280 Building $299,130 |
| 2025 | $3,532.00 (+5.34%) | $575,260 (-) Land $300,380 Building $274,880 | $575,260 (-) Land $300,380 Building $274,880 |
| 2024 | $3,353.00 | $575,260 (-) Land $300,380 Building $274,880 | $575,260 (-) Land $300,380 Building $274,880 |
| 2023 | $3,353.00 (-6.42%) | $575,260 (+16.37%) Land $300,380 Building $274,880 | $575,260 (+16.37%) Land $300,380 Building $274,880 |
| 2022 | $3,583.00 | $494,330 Land $285,900 Building $208,430 | $494,330 Land $285,900 Building $208,430 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (1998–2009) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Nov 2009 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
May also be available: Verizon.
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