7196 FM 49, Gilmer, TX 75644 Property Records

Upshur County property record for 7196 FM 49, Gilmer, TX 75644

Property Summary

Property TypeFarm - Irrigated or Dry
Lot Size2.26 acres (98,663 sqft)
OwnerIndividual Name on Record
Tax Bill$1,364 (2026)
Deeds & MortgagesApr 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN520U-S05-000-011

Property Details

APN / Parcel Number

Primary APN520U-S05-000-011
Alternative APN
  • 23105

Interior

Building Area1,645 sqft Total Area

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Lot Area98,663 sqft (2.26 acres)

Location & Zoning

Account Number520U-S05-000-011
Street Address7196 FM 49
CityGILMER
StateTX
Zip75644-3752
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Farm - Irrigated or Dry
Legal DescriptionABS A520 WALKER, JOSEPH,TRACT 11, 2.265 ACRES & HOUSE
Legal SubdivisionJOSEPH SURVEY A-520
Legal Tract11
JurisdictionUPSHUR TX
Township / Civil DivisionGILMER
Census Block Group1
Census Block1034
Census Tract950302

Owner

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7216 FM 49, GILMER, TX 75644-3756
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 15, 2007
Transfer Doc0000005375
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUPSHUR TX
Recording DateApr 6, 2026
Property Address7196 FM 49, GILMER, TX 75644-3752
Document Number0000002213
Instrument DateApr 2, 2026
Instrument20262213
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address7196 FM 49, GILMER, TX 75644-3752

Mortgage

Document Number0000002213,
DateApr 6, 2026
Instrument20262213
Lender
NameGILMER NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 2, 2056
Interest
Rate TypeAdjustable Rate
Rate5.75%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

TypeName
StateTexas
CountyUpshur County
Unified School DistrictHarmony Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,364.00 (+75.55%)$83,950 (+75.55%) Land $47,440 Building $36,510$83,950 (+75.55%) Land $47,440 Building $36,510
2025$777.00 (+181.52%)$47,820 (-4.25%) Land $47,820$47,820 (-4.25%) Land $47,820
2023$49,940 Land $49,940$49,940 Land $49,940
2022$276.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 63% of Texas
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPRITCHETT WSC
serves 10,089 people · EPA ID TX2300012
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Etex Telephone
Fiber
1,000 / 1,000

Nearby Properties on FM 49

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