7196 222nd Cir, O Brien, FL 32071 Property Records

Suwannee County property record for 7196 222nd Cir, O Brien, FL 32071

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,456 sqft · built 2007
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on Record
Last Sale	$126,000 (Dec 2018)
Tax Bill	$1,204 (2024)
Deeds & Mortgages	Nov 2020 Transfer Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-05S-14E-03504-000140`

Property Details

APN / Parcel Number

Primary APN	`14-05S-14E-03504-000140`
Alternative APN	`03504000140`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	174,240 sqft (4 acres)
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	03504000140
Street Address	7196 222ND CIR
City	O BRIEN
State	FL
Zip	32071-3424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG LOT 14 SADDLEWOOD SUB DIV ORB 2088 P 308 WD YR 2019 ORB 2136 P 60-61 QCD YR 2020 ORB 2226 P 68 QCD YR 2021
Legal Range	14E
Legal Township	05S
Legal Section	14
Legal Subdivision	SADDLEWOOD SUB
Legal Lot Number	14
Legal Unit	14
Jurisdiction	SUWANNEE FL
Township / Civil Division	BRANFORD
Census Block Group	1
Census Block	1011
Census Tract	970601

Owner

Source: Suwannee County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7196 222ND CIR, O BRIEN, FL 32071-3424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 21, 2019	Quit Claim Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 3, 2018	Warranty Deed, Transfer · FHA Mortgage FIRST FEDERAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2018 · Amount on Record
Deed Sale	Dec 3, 2018 · Amount on Record
Prior Sale	Aug 21, 2019
Deed Document Number	0000209759
Deed Book / Page	2088 / 0308
Last Transfer Date	Nov 19, 2020
Transfer Doc	0000231931
Record Updated	Jun 8, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUWANNEE FL
Recording Date	Nov 19, 2020
Property Address	7196 222ND CIR, O BRIEN, FL 32071-3424
Document Number	0000231931
Book / Page	002226 / 000068
Instrument Date	Nov 19, 2020
Instrument	231931
Transaction Type	Transfer
Record Updated	Jan 15, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7196 222ND CIR O BRIEN FL 320713424, O BRIEN, FL 32071-3424

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUWANNEE FL
Recording Date	Aug 21, 2019
Property Address	7196 222ND CIR, O BRIEN, FL 32071-3424
Document Number	0000217913
Book / Page	2136 / 0060
Map Reference	MB 1 PG 269
Instrument Date	Aug 16, 2019
Instrument	2019217913
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	LAKE CITY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7196 222ND CIR, 7196, O BRIEN, FL 32071-3424

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7196 222ND CIR, O BRIEN, FL 32071-3424

Mortgage

Document Number	0000000062
Date	Aug 21, 2019
Instrument	2136-0062

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Dec 3, 2018
Property Address	7196 222ND CIR, O BRIEN, FL 32071-3424
Document Number	0000209759
Book / Page	2088 / 0308
Map Reference	MB 1 PG 269
Instrument Date	Nov 28, 2018
Instrument	2018209759
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ABSTRACT TRUST TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$882.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7196 222ND CIR, O BRIEN, FL 32071-3424

Mortgage

Document Number	0000209760
Date	Dec 3, 2018
Instrument	2018209760

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$101,545 (+5.99%)	$183,203 (+18.05%) Land $48,000 Building $135,203
2024	$1,204.00 (+2.99%)
2023	$1,169.00 (+3.82%) Homeowner's exemption	$95,809 (+3%)	$155,194 (+42.09%) Land $27,200 Building $127,994
2022	$1,126.00 Homeowner's exemption	$93,018	$109,221 Land $16,000 Building $93,221

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Windstream DSL · Fiber in parts of the area	100 / 20

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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