7195 Orchard St, Riverside, CA 92504 Property Records

Riverside County property record for 7195 Orchard St, Riverside, CA 92504

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,038 sqft · built 1945
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,478 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`230-154-012`

Property Details

APN / Parcel Number

Primary APN	`230-154-012`
Alternative APN	`052900313`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,038 sqft Living Area
Gross Area	1,451 sqft
1st Floor Area	1,038 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Construction Type	Wood
Roof Material	Gravel
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	289 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	052900313
Street Address	7195 ORCHARD ST
City	RIVERSIDE
State	CA
Zip	92504-3958
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1065
Legal Description	LOT 12 MB 019/018 MAGNOLIA SQUARE 2
Legal Subdivision	MAGNOLIA SQUARE 2
Legal Lot Number	12
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	4
Census Block	4011
Census Tract	31401

Owner

7195 Orchard St is owned and occupied by two individuals.

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7195 ORCHARD ST, RIVERSIDE, CA 92504-3958
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	7195 ORCHARD ST, RIVERSIDE, CA 92504-3958
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	FIDELITY NATIONAL TITLE-INLAND EM, FIDELITY NATL TTL INLAND EMP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7195 ORCHARD ST, RIVERSIDE, CA 92504-3958

Mortgage

Document Number	0000089192
Date	Feb 10, 2021
Instrument	2021-0089192

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	7195 ORCHARD ST, RIVERSIDE, CA 92504-3958
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE IE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000255097
Date	Jun 15, 2020
Instrument	2020-0255097

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7195 Orchard St was $3,478.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$313,667 (+2%) Land $66,968 Building $246,699
2025	$3,478.00	$307,517 Land $65,655 Building $241,862
2023	$3,351.00 (+1.89%)	$295,577 Land $63,106 Building $232,471
2022	$3,289.00
2021			$454,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7195 Orchard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7195 Orchard St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: GeoLinks.

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