7195 Harvard Pl, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7195 Harvard Pl, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,014 sqft · built 1976
Lot Size	0.172 acres (7,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,092,000 (Apr 2025)
Tax Bill	$9,792 (2025)
Deeds & Mortgages	May 2021 Mortgage Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`799-37-003`

Property Details

APN / Parcel Number

Primary APN	`799-37-003`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,014 sqft Living Area
1st Floor Area	2,014 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,480 sqft (0.172 acres)
Lot Dimensions	110 ft deep x 68 ft wide
Garage Area	442 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	7195 HARVARD PL
City	GILROY
State	CA
Zip	95020-6304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 5706 LOT 180
Legal Subdivision	5706 HIDDEN GLEN/GILROY #2
Legal Tract	5706
Legal Lot Number	180
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1005
Census Tract	512512

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7195 HARVARD PL, GILROY, CA 95020-6304
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Feb 20, 2019	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Feb 6, 2019	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Feb 6, 2019	Grant Deed, Transfer OLD REPUBLIC TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2025 · Amount on Record
Deed Sale	Apr 15, 2025 · Amount on Record
Prior Sale	Feb 6, 2019 · Amount on Record
Deed Document Number	202525792178
Prior Transfer Date	Feb 5, 2019
Prior Transfer Doc	0024119573
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7195 HARVARD PL, GILROY, CA 95020-6304
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7195 HAVARD PL, GILROY, CA 95020-6304

Mortgage

Document Number	0024963994
Date	May 18, 2021
Instrument	24963994

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	4.62%
Index	1-Year CMT
Max Rate	7.62%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7195 HARVARD PL, GILROY, CA 95020-6304
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7195 HARVARD PL, GILROY, CA 95020-6304

Mortgage

Document Number	0024593423
Date	Aug 28, 2020
Instrument	24593423

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 20, 2019
Property Address	7195 HARVARD PL, GILROY, CA 95020-6304
Document Number	0024119573
Instrument Date	Feb 5, 2019
Instrument	24119573
Transaction Type	Transfer
Record Updated	Mar 1, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	7195 HARVARD PL GILROY CA 950206304, GILROY, CA 95020-6304

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 6, 2019
Property Address	7195 HARVARD PL, GILROY, CA 95020-6304
Document Number	0024111751
Instrument Date	Feb 5, 2019
Instrument	24111751
Transaction Type	Transfer
Record Updated	Feb 18, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	7195 HARVARD PL GILROY CA 950206304, GILROY, CA 95020-6304

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 6, 2019
Property Address	7195 HARVARD PL, GILROY, CA 95020-6304
Document Number	0024111752
Map Reference	MB 367 PG 31-35
Instrument Date	Jan 23, 2019
Instrument	24111752
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7195 HARVARD PL, GILROY, CA 95020-6304

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,113,840 (+40.63%) Land $445,536 Building $668,304
2025	$9,792.00 (+2.19%)	$792,014 (+4.04%) Land $435,607 Building $356,407
2023	$9,582.00 (+1.65%)	$761,261 Land $418,693 Building $342,568
2022	$9,426.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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