7195 Cypress Ct, Unit D, Frederick, MD 21703 Property Records

Frederick County property record for 7195 Cypress Ct, Unit D, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,264 sqft · built 1974
Lot Size0.023 acres (987 sqft)
Owner2 Individual Names on File
Last Sale$168,000 (Jul 2019)
Tax Bill$2,408 (2025)
Deeds & MortgagesFeb 2023 Transfer
Mar 2022 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN01-001205

Property Details

APN / Parcel Number

Primary APN01-001205
Alternative APNs
  • 1001205
  • 001205

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Units7 Units
Stories2 Stories
Building Area1,264 sqft Living Area
1st Floor Area632 sqft
Utility Area20 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area987 sqft (0.023 acres)
PorchOpen Porch
Porch Area51 sqft
Deck Area132 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number001205
Street Address7195 CYPRESS CT, D
CityFREDERICK
StateMD
Zip21703-9432
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUD
Legal DescriptionL A-11-D SEC A 987.12 COUNTRY SIDE COUNTRY SIDE
Legal SubdivisionCOUNTRY SIDE
Legal BlockA11
Legal Lot Number11D
JurisdictionFREDERICK MD
Township / Civil Division1, BUCKEYSTOWN
Census Block Group2
Census Block2008
Census Tract752301

Owner

7195 Cypress Ct, Unit D is owned and occupied by two individuals who acquired it in November 2022.

Source: Frederick County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address7195 CYPRESS CT, D, FREDERICK, MD 21703-9432
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 15, 2023Intrafamily Transfer, Transfer
Mar 21, 2022Deed of Trust, Mortgage
LZ FINANCIAL INC
Jul 12, 2019Grant Deed, Transfer · Conventional Mortgage
VELOCITY COM'L CAP
Dec 12, 2017Grant Deed, Transfer
LAWYERS SIGNATURE SETTLEMENTS
Dec 12, 2017Trustee's Deed, Construction Loan · Construction Mortgage
REHAB FIN'L
Dec 12, 2017Grant Deed, Transfer
CARRINGTON TITLE SERVICES, CARRINGTON TITLE SVCS
Jun 30, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 12, 2019 · Amount on File
Deed SaleJul 12, 2019 · Amount on File
Prior SaleDec 12, 2017 · Amount on File
Deed Book / Page13081 / 105
Last Transfer DateNov 10, 2022
Transfer Doc0163310040
Record UpdatedOct 29, 2026

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFREDERICK MD
Recording DateFeb 15, 2023
Property Address7195 CYPRESS CT UNIT D, D, FREDERICK, MD 21703-9432
Document Number0163310040
Book / Page16331 / 40
Map ReferenceMB 22 PL 181
Instrument DateNov 10, 2022
Transaction TypeTransfer
Record UpdatedMar 3, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address7195 CYPRESS CT UNIT D, D, FREDERICK, MD 21703-9432
InvestorPossibly a Property Investor

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address7195 CYPRESS CT UNIT D, D, FREDERICK, MD 21703-9432
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0158040500
DateMar 21, 2022
Book Page15804/500
Lender
NameLZ FINANCIAL INC
TypeNon-Lending Institution
AddressELLICOTT CITY, MD 21042
Agreement
AmountAmount on Record

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateJul 12, 2019
Property Address7195 CYPRESS CT UNIT D, D, FREDERICK, MD 21703-9432
Document Number0130810105
Book / Page013081 / 000105
Instrument DateJul 10, 2019
Transaction TypeTransfer
Record UpdatedJul 29, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$168.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address7195 CYPRESS CT #D FREDERICK MD 217039432, D, FREDERICK, MD 21703-9432

Mortgage

Document Number130810109
DateJul 12, 2019
Book Page013081/000109
Lender
NameVELOCITY COM'L CAP
TypeFunding / Finance Company
AddressWESTLAKE VILLAGE, CA 91362
Agreement
TypeConventional Mortgage
AmountAmount on Record

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateDec 12, 2017
Property Address7195 CYPRESS CT UNIT D, D, FREDERICK, MD 21703-9432
Document Number0121780268
Book / Page012178 / 000268
Instrument DateDec 5, 2017
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyLAWYERS SIGNATURE SETTLEMENTS

Transaction

AmountAmount on Record
Tax$144.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3521 BUCKEYSTOWN PIKE BUCKEYSTOWN MD 21717, BUCKEYSTOWN, MD 21717

December 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionFREDERICK MD
Recording DateDec 12, 2017
Property Address7195 CYPRESS CT UNIT D, D, FREDERICK, MD 21703-9432
Document Number0121780273
Book / Page012178 / 000273
Instrument DateOct 13, 2017
Transaction TypeConstruction Loan
Record UpdatedJan 11, 2019
Title CompanyCARRINGTON TITLE SERVICES, CARRINGTON TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7195 CYPRESS CT #D FREDERICK MD 217039432, D, FREDERICK, MD 21703-9432

Mortgage

Document Number121780273
DateDec 12, 2017
Book Page012178/000273
Lender
NameREHAB FIN'L
TypeFunding / Finance Company
AddressROSEMONT, PA 19010
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueDec 11, 2018

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateDec 12, 2017
Property Address7195 CYPRESS CT UNIT D, D, FREDERICK, MD 21703-9432
Document Number0121780260
Book / Page012178 / 000260
Instrument DateAug 31, 2017
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyCARRINGTON TITLE SERVICES, CARRINGTON TITLE SVCS

Transaction

AmountAmount on Record
Tax$93.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7093 YORK RD ABBOTTSTOWN PA 173019747, ABBOTTSTOWN, PA 17301-9747

June 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionFREDERICK MD
Recording DateJun 30, 2017
Property Address7195 CYPRESS CT UNIT D, D, FREDERICK, MD 21703-9432
Document Number0119080126
Book / Page011908 / 000126
Instrument DateApr 4, 2017
Transaction TypeForeclosure
Record UpdatedJul 25, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$205.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address1600 S DOUGLASS RD #200-A ANAHEIM CA 928065948, 200-A, ANAHEIM, CA 92806-5948
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 7195 Cypress Ct, Unit D was $2,408 with a homeowner's exemption, up 6.2% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$251,000 (+10.43%)$274,700 (-) Land $90,000 Building $184,700
2025$2,408.00 (+6.22%) Homeowner's exemption$227,300$274,700 Land $90,000 Building $184,700
2024$2,267.00 (+8.57%)
2023$2,088.00$182,700$203,600 Land $60,000 Building $143,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7195 Cypress Ct, Unit D in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2018)
Most Recent ClaimMay 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7195 Cypress Ct, Unit D is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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