7195 Cypress Ct, Frederick, MD 21703 Property Records

Frederick County property record for 7195 Cypress Ct, Frederick, MD 21703

Property Summary

Property Type	Townhouse
Details	3 ba · 1,264 sqft · built 1974
Lot Size	0.022 acres (987 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Aug 2021)
Tax Bill	$2,058 (2023)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-001213`

Property Details

APN / Parcel Number

Primary APN	`01-001213`
Alternative APNs	`1001213` `001213`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,264 sqft Total Area
1st Floor Area	632 sqft
Utility Area	20 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1974
Architectural Style	Townhouse
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	987 sqft (0.022 acres)
Porch	Open Porch
Porch Area	51 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	001213
Old Parcel Number	1001213
Street Address	7195 CYPRESS CT
City	FREDERICK
State	MD
Zip	21703-9432
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	L A-11-E SEC A 987.12 COUNTRY SIDE COUNTRY SIDE
Legal Subdivision	COUNTRY SIDE
Legal Lot Number	A11E
Jurisdiction	FREDERICK MD
Township / Civil Division	1, BUCKEYSTOWN
Census Block Group	2
Census Block	2008
Census Tract	752301

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	7195 CYPRESS CT UNIT E, E, FREDERICK, MD 21703-9432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
Jul 30, 2018	Deed, Transfer FREDERICK COUNTY

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Aug 27, 2021 · Amount on Record
Deed Sale	Aug 27, 2021 · Amount on Record
Prior Sale	Jul 30, 2018 · Amount on Record
Deed Document Number	0015234225
Deed Book / Page	15234 / 225
Record Updated	Jun 7, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 27, 2021
Property Address	7195 CYPRESS CT, FREDERICK, MD 21703-9432
Document Number	0152340225
Book / Page	15234 / 225
Map Reference	MB 22 PL 181
Instrument Date	Aug 10, 2021
Transaction Type	Transfer
Record Updated	Sep 8, 2021
Title Company	TITLE TOWN SETTLEMENTS, TITLE TOWN SETTLEMENTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7195 CYPRESS CT UNIT E, E, FREDERICK, MD 21703-9432

Mortgage

Document Number	15234231
Date	Aug 27, 2021
Instrument	15234/231

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 30, 2018
Property Address	7195 CYPRESS CT, FREDERICK, MD 21703-9432
Document Number	0125400317
Book / Page	12540 / 0317
Map Reference	MB22 PL181
Instrument Date	Jul 12, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	EXCALIBUR TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$367.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7195 CYPRESS CT UNIT E, E, FREDERICK, MD 21703-9432

Mortgage

Document Number	0012540348
Date	Jul 30, 2018
Instrument	12540/348

Lender

Name	FREDERICK COUNTY
Type	Government Agency

Agreement

Amount	Amount Recorded

Mortgage

Document Number	0125400324
Date	Jul 30, 2018
Book Page	12540/0324

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,058.00	$168,100	$186,000 Land $60,000 Building $126,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	May 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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