7194 Teal Loop, Gig Harbor, WA 98335 Property Records

Pierce County property record for 7194 Teal Loop, Gig Harbor, WA 98335

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,209 sqft · built 2018
Lot Size	0.174 acres (7,561 sqft)
Owner	2 Individual Names on File
Last Sale	$929,719 (Sep 2022)
Tax Bill	$8,354 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`400332-0-260`

Property Details

APN / Parcel Number

Primary APN	`400332-0-260`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,209 sqft Living Area
Gross Area	4,094 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,561 sqft (0.174 acres)
Garage Type	Attached
Garage Area	729 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	140 sqft
Deck Area	156 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	7194 TEAL LOOP
City	GIG HARBOR
State	WA
Zip	98335-8074
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GIGH
Legal Description	SECTION 07 TOWNSHIP 21 RANGE 02 QUARTER 42 THE PLAT OF 72ND STREET L 26 TOG/W 1/62ND UNDIV INT IN TRACTS A THRU C EASE OF REC OUT OF 02-21-07-4-082 & 4-083 SEG 2017-0290 JP 01/31/17 JP
Legal Range	02
Legal Township	21
Legal Section	07
Legal Subdivision	THE PLAT OF 72ND STREET
Legal Tract	A
Legal Lot Number	26
Jurisdiction	PIERCE WA
Township / Civil Division	GIG HARBOR PENINSULA
Census Block Group	2
Census Block	2013
Census Tract	72406

Owner

7194 Teal Loop is owned and occupied by two individuals who bought it in September 2022.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7194 TEAL LOOP, GIG HARBOR, WA 98335-8074
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jul 16, 2020	Deed of Trust, Mortgage · Conventional with PMI CROSSCOUNTRY MTG
Jun 11, 2018	Warranty Deed, Transfer · ARM BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2022 · Amount on File
Deed Sale	Sep 8, 2022 · Amount on File
Prior Sale	Jun 11, 2018 · Amount on File
Deed Document Number	202298
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Sep 8, 2022
Property Address	7194 TEAL LOOP, GIG HARBOR, WA 98335-8074
Document Number	0009080098
Map Reference	DOC 201612195001
Instrument Date	Aug 18, 2022
Instrument	202209080098
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,654.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7194 TEAL LOOP, GIG HARBOR, WA 98335-8074

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7194 TEAL LOOP, GIG HARBOR, WA 98335-8074

Mortgage

Document Number	0009080099
Date	Sep 8, 2022
Instrument	202209080099

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Oct 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9%
Index	Other
Max Rate	9%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7194 TEAL LOOP, GIG HARBOR, WA 98335-8074
Document Number	2008040038
Instrument Date	Jul 16, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7194 TEAL LOOP GIG HARBOR WA 983358074, GIG HARBOR, WA 98335-8074

Mortgage

Document Number	2008040038
Date	Aug 4, 2020
Instrument	202008040038

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 3, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jun 11, 2018
Property Address	7194 TEAL LOOP, GIG HARBOR, WA 98335-8074
Document Number	0006110467
Map Reference	DOC201612195001
Instrument Date	May 25, 2018
Instrument	201806110467
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,875.81
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7194 TEAL LOOP, GIG HARBOR, WA 98335-8074

Mortgage

Document Number	0006110468
Date	Jun 11, 2018
Instrument	201806110468

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.12%
Index	1-Year LIBOR
Max Rate	9.12%

Tax Assessment & Valuation

The 2026 property tax bill for 7194 Teal Loop was $8,354, up 1.9% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Gig Harbor City
Unified School District	Peninsula School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,354.00 (+1.88%)	$981,900 Land $255,600 Building $726,300	$981,900 Land $255,600 Building $726,300
2025	$8,200.00 (+7.05%)
2024	$7,660.00 (+8.88%)	$903,100 (+2.93%) Land $257,700 Building $645,400	$903,100 (+2.93%) Land $257,700 Building $645,400
2023	$7,035.00	$877,400 Land $257,700 Building $619,700	$877,400 Land $257,700 Building $619,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7194 Teal Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7194 Teal Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIG HARBOR WATER DEPT serves 16,510 people · EPA ID WA5327600
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: CenturyLink.

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