7192 Ridgemont Ln, The Plains, VA 20198 Property Records

Fauquier County property record for 7192 Ridgemont Ln, The Plains, VA 20198

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,240 sqft · built 1987
Lot Size	2.02 acres (88,035 sqft)
Owner	Individual Name on Record
Last Sale	$640,000 (Jul 2024)
Tax Bill	$5,638 (2026)
Deeds & Mortgages	Jan 2021 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6987-18-1109`

Property Details

APN / Parcel Number

Primary APN	`6987-18-1109`
Alternative APNs	`734671800` `117689` `29664`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,240 sqft Finished Area
Gross Area	3,968 sqft
1st Floor Area	2,240 sqft
Basement Area	2,240 sqft
Finished Basement	1,120 sqft
Unfinished Basement	1,120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	88,035 sqft (2.02 acres)
Terrain	Above Road/Slope

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Deck Area	144 sqft
Patio Area	304 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	117689
Street Address	7192 RIDGEMONT LN
City	THE PLAINS
State	VA
Zip	20198-2632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES, 1 DWE
Legal Description	CARLETANS WOODS SD LOT 1R
Legal Subdivision	CARLETANS WOODS SD
Legal Lot Number	1R
Jurisdiction	FAUQUIER VA
Township / Civil Division	SCOTT
Census Block Group	1
Census Block	1035
Census Tract	930102

Owner

Source: Fauquier County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7192 RIDGEMONT LN, THE PLAINS, VA 20198-2632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Deed of Trust, Mortgage · Line of Credit SANDY SPRING BANK
Jun 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage SANDY SPRING BK
Dec 21, 2017	Deed of Trust, Mortgage · Line of Credit NORTHWEST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2024 · Amount on Record
Deed Sale	Jul 31, 2024 · Amount on Record
Prior Sale	Sep 22, 2015 · Amount on Record
Deed Document Number	20244554
Deed Book / Page	1773 / 1229
Prior Transfer Date	Sep 23, 2013
Prior Transfer Doc	201300011478
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAUQUIER VA
Property Address	7192 RIDGEMONT LN, THE PLAINS, VA 20198-2632
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016692349
Date	Jan 29, 2021
Book Page	1669/2349
Instrument	202100001520

Lender

Name	SANDY SPRING BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	478 Months
Due	Nov 2, 2060

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAUQUIER VA
Property Address	7192 RIDGEMONT LN, THE PLAINS, VA 20198-2632
Document Number	1636803
Instrument Date	Jun 19, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7192 RIDGEMONT LN THE PLAINS VA 201982632, THE PLAINS, VA 20198-2632

Mortgage

Document Number	1636803
Date	Jun 24, 2020
Book Page	001636/000803
Instrument	6566

Lender

Name	SANDY SPRING BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2050

Interest

Rate Type	Fixed Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAUQUIER VA
Property Address	7192 RIDGEMONT LN, THE PLAINS, VA 20198-2632
Document Number	15641191
Book / Page	001564 / 001191
Instrument Date	Dec 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	15641191
Date	Jan 16, 2018
Book Page	001564/001191
Instrument	328

Lender

Name	NORTHWEST FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 15, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Fauquier County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fauquier County
Unified School District	Fauquier County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,638.00 (+9.95%)	$630,000 (+18.78%) Land $257,300 Building $372,700	$630,000 (+18.78%) Land $257,300 Building $372,700
2025	$5,128.00 (+19.87%)	$530,400 (-) Land $197,300 Building $333,100	$530,400 (-) Land $197,300 Building $333,100
2023		$530,400 Land $197,300 Building $333,100	$530,400 Land $197,300 Building $333,100
2019	$4,278.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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