7192 E Bluff Dr, Penn Yan, NY 14527 Property Records

Yates County and Jerusalem Town property record for 7192 E Bluff Dr, Penn Yan, NY 14527 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1964
Square Footage	1,352 sqft Living Area
Lot Size	303,613 sqft (6.97 acres)
Garage	Detached, 400 sqft
Last Sale	$825,000 (2024)
Tax Bill	$10,458.00 (2025)

Owner

Source: Yates County and Jerusalem Town records · APN 572689 96.82-1-1

Assessment roll updated April 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9200 JONES MILL RD, CHEVY CHASE, MD 20815-5612
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 05, 2024 · Amount on Record
Deed Sale	Mar 05, 2024 · Amount on Record
Prior Sale	Nov 23, 2016 · Amount on Record
Deed Doc Number	202413970
Prior Transfer Date	Aug 16, 2012
Record Refreshed	Sep 20, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YATES NY
Recording Date	Mar 05, 2024
Property Address	7192 E BLUFF DR, PENN YAN, NY 14527-9082
Document Number	0202413970
Instrument Date	Dec 18, 2023
Instrument	2024-13970
Transaction Type	Transfer
Record Updated	Apr 08, 2024
Title Company	INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,300.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7192 E BLUFF DR, PENN YAN, NY 14527-9082

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9200 JONES MILL RD, CHEVY CHASE, MD 20815-5612

Mortgage

Document Number	0202413971
Date	Mar 05, 2024
Instrument	2024-13971

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Jan 01, 2031
Change Frequency	6 Months
Min Rate At Change	3.12%
Max Rate At Change	11%
Max Rate	11%

Tax Assessment & Valuation

Source: Yates County and Jerusalem Town records · Assessment roll updated April 21, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Yates County
County Subdivision	Jerusalem Town
Unified School District	Penn Yan Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,458.00 (+47.36%)	$725,000 (+46.32%) Land $376,100 Building $348,900	$771,277 (+32.31%) Land $400,107 Building $371,170
2023		$495,500 Land $316,100 Building $179,400	$582,941 Land $371,882 Building $211,059
2020	$7,097.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Yates County (36123C), updated June 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`572689 96.82-1-1`
Alternative APNs	`268909608200010010000000` `1939-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,352 sqft Living Area
1st Floor	1,352 sqft 1st Floor
Upper Floors	332 sqft Upper Floors
Basement Area	1,170 sqft Basement
Finished Basement	1,170 sqft Finished
Game Room	Game Room
Stories	1 Stories

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch Style
Exterior Material	Wood Exterior
Lot Area	303,613 sqft (6.97 acres)
Depth X Width	1 ft x 78 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	400 sqft Garage
Porch Area	452 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	1939-000
Street Address	7192 E BLUFF DR
City	PENN YAN
State	NY
Zip	14527-9082
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	1.000
Jurisdiction	YATES NY
Minor Civil Division	JERUSALEM
Census Blockgroup	4
Census Block	4024
Census Tract	150400