7191 NE Bluff Dr, Bondurant, IA 50035 Property Records

Polk County property record for 7191 NE Bluff Dr, Bondurant, IA 50035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,752 sqft · built 1916
Lot Size	3 acres (130,769 sqft)
Owner	Individual Name on Record
Last Sale	$252,500 (Dec 2017)
Tax Bill	$5,146 (2024)
Deeds & Mortgages	Jul 2021 Line of Credit Jul 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8123-36-476-006`

Property Details

APN / Parcel Number

Primary APN	`8123-36-476-006`
Alternative APN	`210/00587-500-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,752 sqft Living Area
Gross Area	2,592 sqft
1st Floor Area	912 sqft
Upper Floors Area	840 sqft
Basement Area	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	130,769 sqft (3 acres)
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Porch
Porch Area	640 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air

Location & Zoning

Street Address	7191 NE BLUFF DR
City	BONDURANT
State	IA
Zip	50035-1105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 OAK RIDGE FARMS
Legal Subdivision	OAK RIDGE FARMS
Legal Lot Number	2
Jurisdiction	POLK IA
Township / Civil Division	ELKHART
Census Block Group	3
Census Block	3057
Census Tract	10101

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7191 NE BLUFF DR, BONDURANT, IA 50035-1105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU
Jul 21, 2017	Deed of Trust, Mortgage · Line of Credit LINCOLN SAVINGS BANK
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage GERSHMAN INVESTMENT CORP
Jan 30, 2020	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU
Dec 5, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2017 · Amount on Record
Deed Sale	Dec 5, 2017 · Amount on Record
Prior Sale	Oct 20, 2009 · Amount on Record
Deed Document Number	2017-00046741
Deed Book / Page	16749 / 0095
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	7191 NE BLUFF DR, BONDURANT, IA 50035-1105
Transaction Type	Mortgage
Record Updated	Jul 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100071151
Date	Jul 7, 2021
Book Page	18629/252
Instrument	2021-00071151

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	JOHNSTON, IA 50131

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	7191 NE BLUFF DR, BONDURANT, IA 50035-1105
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006057
Date	Jul 21, 2017
Book Page	16572/0944
Instrument	2017-00006057

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	ANKENY, IA 50023

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 17, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	7191 NE BLUFF DR, BONDURANT, IA 50035-1105
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020098
Date	Aug 20, 2020
Book Page	18019/167
Instrument	2020-00020098

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	7191 NE BLUFF DR, BONDURANT, IA 50035-1105
Document Number	0000067131
Instrument Date	Jan 30, 2020
Transaction Type	Mortgage
Record Updated	Mar 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7191 NE BLUFF DR BONDURANT IA 500351105, BONDURANT, IA 50035-1105

Mortgage

Document Number	0000067131
Date	Feb 5, 2020
Book Page	017689/000055
Instrument	67131

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	JOHNSTON, IA 50131

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2050

Interest

Rate Type	Adjustable Rate

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Dec 5, 2017
Property Address	7191 NE BLUFF DR, BONDURANT, IA 50035-1105
Document Number	201700046741
Book / Page	16749 / 0095
Instrument Date	Dec 4, 2017
Instrument	2017-00046741
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$403.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7191 NE BLUFF DR, BONDURANT, IA 50035-1105

Mortgage

Document Number	201700046743
Date	Dec 5, 2017
Instrument	2017-00046743

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Unified School District	North Polk Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$348,500 (+8.53%) Land $76,000 Building $272,500	$348,500 (+8.53%) Land $76,000 Building $272,500
2024	$5,146.00 (+11.43%)
2023		$321,100 Land $69,000 Building $252,100	$321,100 Land $69,000 Building $252,100
2020	$4,618.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (2010)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2010 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	40 / 20
Verizon Fixed Wireless	25 / 6

May also be available: Huxley Communications Cooperative.

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