7191 Monterey St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7191 Monterey St, Gilroy, CA 95020

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	4,000 sqft · built 1987
Lot Size	0.326 acres (14,200 sqft)
Owner	2 Company Names on File
Last Sale	$241,500 (Apr 2020)
Tax Bill	$6,838 (2025)
Deeds & Mortgages	Oct 2026 Sale Oct 2026 Sale + 3 more
Flood Zone	Zone X (moderate risk)
APN	`799-10-033`

Property Details

APN / Parcel Number

Primary APN	`799-10-033`

Interior

Units	2 Units
Stories	1 Story
Building Area	4,000 sqft Total Area
Gross Area	5,000 sqft
1st Floor Area	4,000 sqft
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	L-Shape
Construction Type	Concrete
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	14,200 sqft (0.326 acres)
Lot Dimensions	142 ft deep x 100 ft wide
View / Lot	Corner

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	7191 MONTEREY ST
City	GILROY
State	CA
Zip	95020-6615
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	R-2
Legal Subdivision	THOMAS REAS
Legal Block	3
Legal Lot Number	1,2
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	3
Census Block	3014
Census Tract	512603

Owner

7191 Monterey St, a commercial property, is owned by a company that acquired it in September 2026.

Source: Santa Clara County records, as of October 13, 2026

Owner of Record	2 Company Names on File
Mailing Address	5804 CALIENTE WAY, GILROY, CA 95020-6831
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Oct 1, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Nov 6, 2020	Deed of Trust, Mortgage · Line of Credit SANTA CRUZ COUNTY BANK
Apr 6, 2020	Grant Deed, Transfer OLD REPUBLIC TITLE COMPANY
Apr 6, 2020	Quit Claim Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2020 · Amount on File
Deed Sale	Apr 6, 2020 · Amount on File
Prior Sale	Mar 27, 2013 · Amount on File
Deed Document Number	202024448307
Last Transfer Date	Sep 15, 2026
Transfer Doc	0026058664
Record Updated	Oct 29, 2026

October 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 1, 2026
Property Address	7191 MONTEREY ST, GILROY, CA 95020-6615
Document Number	0026058664
Instrument Date	Sep 15, 2026
Instrument	202626058664
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5804 CALIENTE WAY, GILROY, CA 95020-6831

October 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 1, 2026
Property Address	7191 MONTEREY ST, GILROY, CA 95020-6615
Document Number	0026058665
Instrument Date	Sep 15, 2026
Instrument	202626058665
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	5804 CALIENTE WAY, GILROY, CA 95020-6831

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7191 MONTEREY ST, GILROY, CA 95020-6615
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5804 CALIENTE WAY, GILROY, CA 95020-6831

Mortgage

Document Number	0024692693
Date	Nov 6, 2020
Instrument	24692693

Lender

Name	SANTA CRUZ COUNTY BANK
Type	Bank
Address	SANTA CRUZ, CA 95061

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 6, 2020
Property Address	7191 MONTEREY ST, GILROY, CA 95020-6615
Document Number	0024448307
Map Reference	MB B PG 44
Instrument Date	Mar 24, 2020
Instrument	24448307
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5804 CALIENTE WAY, GILROY, CA 95020-6831

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 6, 2020
Property Address	7191 MONTEREY ST, GILROY, CA 95020-6615
Document Number	0024448308
Instrument Date	Mar 24, 2020
Instrument	24448308
Transaction Type	Transfer
Record Updated	May 1, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5804 CALIENTE WAY GILROY CA 950206831, GILROY, CA 95020-6831

Tax Assessment & Valuation

The 2025 property tax bill for 7191 Monterey St was $6,838, up 1.6% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$549,512 (+2%) Land $213,523 Building $335,989
2025	$6,838.00 (+1.62%)	$538,738 Land $209,337 Building $329,401
2024	$6,729.00 (+0.61%)
2023	$6,688.00 (+1.73%)	$517,820 Land $201,209 Building $316,611
2022	$6,574.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7191 Monterey St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7191 Monterey St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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