Pontotoc County property record for 7190 Co Rd 3470, Ada, OK 74820
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 912 sqft · built 1948 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $5,000 (Nov 2016) |
| Tax Bill | $437 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage May 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28672 |
| Primary APN | 28672 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 912 sqft |
| 1st Floor Area | 912 sqft |
| Year Built | Built 1948 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Asbestos |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 91 sqft |
| Shed | 1 Shed |
| Shed Area | 300 sqft |
| Utility Building | 1,200 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Space Heater |
| Account Number | 28672 |
|---|---|
| Street Address | 7190 COUNTY ROAD 3470 |
| City | ADA |
| State | OK |
| Zip | 74820-3540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A PT OF W2 NW4-COMM NW/C OF W2 NW4-SOODEGE945'TO POB- S90DEGE300'- S00DEGE 145.20'- N90DEGW145.20'TO POB FROM FC#2 SEC. 30-5- |
| Legal Range | 05E |
| Legal Township | 05N |
| Legal Section | 30 |
| Legal Subdivision | UNPLATTED |
| Jurisdiction | PONTOTOC OK |
| Township / Civil Division | NORTHWEST PONTOTOC |
| Census Block Group | 1 |
| Census Block | 1060 |
| Census Tract | 89598 |
Source: Pontotoc County records, as of January 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7190 COUNTY ROAD 3470, ADA, OK 74820-3540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 16, 2025 | Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK |
| May 4, 2017 | Deed of Trust, Mortgage · Conventional Mortgage VISION BANK NA |
| Dec 12, 2017 | Deed of Trust, Mortgage · Construction Mortgage VISION BANK NA |
| Jul 11, 2019 | Deed of Trust, Mortgage · ARM VISION BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2016 · Amount on Record |
| Deed Sale | Nov 9, 2016 · Amount on Record |
| Deed Document Number | 0003074132 |
| Deed Book / Page | 3074 / 132 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 7190 COUNTY ROAD 3470, ADA, OK 74820-3540 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Title Company | BRYAN COUNTY ABSTRACT COMPANY INC, BRYAN CO ABSTRACT CO |
| Name | Verified Name |
|---|
| Document Number | 003944/139 |
|---|---|
| Date | Oct 16, 2025 |
| Book Page | 3944/139 |
| Instrument | I-2025-006162 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.75% |
| Type Change Date | Dec 1, 2026 |
| Change Frequency | 6 Months |
| Min Rate At Change | 7.75% |
| Max Rate At Change | 12.7% |
| Index | SOFR Average 30-Day |
| Max Rate | 12.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 7190 COUNTY ROAD 3470, ADA, OK 74820-3540 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 003115/223 |
|---|---|
| Date | May 4, 2017 |
| Book Page | 3115/223 |
| Instrument | 2017-002191 |
| Name | VISION BANK NA |
|---|---|
| Type | Bank |
| Address | ADA, OK 74820 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 1, 2018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 7190 COUNTY ROAD 3470, ADA, OK 74820-3540 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 003174/181 |
|---|---|
| Date | Dec 12, 2017 |
| Book Page | 3174/181 |
| Instrument | 2017-006571 |
| Name | VISION BANK NA |
|---|---|
| Type | Bank |
| Address | ADA, OK 74820 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 8, 2018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 7190 COUNTY ROAD 3470, ADA, OK 74820-3540 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003318/227 |
|---|---|
| Date | Jul 11, 2019 |
| Book Page | 3318/227 |
| Instrument | 2019-003547 |
| Name | VISION BANK |
|---|---|
| Type | Bank |
| Address | ADA, OK 74821 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 10, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Pontotoc County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Pontotoc County |
| Unified School District | Vanoss Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $437.00 (-1.58%) | $4,748 (+4.97%) Land $1,309 Building $3,439 | $68,707 (+4.65%) Land $15,000 Building $53,707 |
| 2024 | $444.00 (+10.45%) | $4,523 (+5.02%) Land $1,247 Building $3,276 | $65,651 (+82.9%) Land $15,000 Building $50,651 |
| 2023 | $402.00 | $4,307 Land $600 Building $3,707 | $35,894 Land $5,000 Building $30,894 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 65% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PONTOTOC CO RWD # 8 serves 4,250 people · EPA ID OK2006215 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Atlink Services Fixed Wireless | 100 / 20 |
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