719 Ware St, Waupaca, WI 54981 Property Records

Waupaca County property record for 719 Ware St, Waupaca, WI 54981

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,308 sqft · built 1900
Owner	Individual Name on Record
Last Sale	$169,000 (Sep 2025)
Tax Bill	$1,318 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Feb 2022 Line of Credit + 8 more
Flood Zone	Zone X (minimal risk)
APN	`34-20-70-4`

Property Details

APN / Parcel Number

Primary APN	`34-20-70-4`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,308 sqft Gross Area
Basement Area	240 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Old Style
Exterior Material	Wood
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	719 WARE ST
City	WAUPACA
State	WI
Zip	54981-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT5 BARTLETTS ADD V346P14 V432P583 V436P428 V462P745 V679P1 V769P91 V810P419
Legal Range	12E
Legal Township	22N
Legal Section	20
Legal Subdivision	BARTLETTS ADD
Legal Lot Number	5
Jurisdiction	WAUPACA WI
Township / Civil Division	WAUPACA
Census Block Group	4
Census Block	4009
Census Tract	101000

Owner

Source: Waupaca County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	719 WARE ST, WAUPACA, WI 54981-1318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2019	Deed of Trust, Mortgage · ARM MARINE CU
Feb 16, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY FIRST CREDIT UNION OF FLORIDA
Nov 25, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY FIRST CU (WISCONSIN
Sep 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Sep 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Sep 22, 2025	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
May 12, 2025	Warranty Deed, Transfer GOWEY ABSTRACT AND TITLE COMPANY, GOWEY ABSTRACT & TITLE CO IN
May 30, 2017	Warranty Deed, Transfer · ARM MARINE CU
Jul 9, 2008	Special Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
May 4, 2005	Warranty Deed, Transfer · ARM EQUIFIRST CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2025 · Amount on Record
Deed Sale	Sep 22, 2025 · Amount on Record
Prior Sale	May 12, 2025 · Amount on Record
Deed Document Number	2025933636
Prior Transfer Date	May 26, 2017
Prior Transfer Doc	0000852209
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUPACA WI
Property Address	719 WARE ST, WAUPACA, WI 54981-1318
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000877346
Date	Nov 26, 2019
Instrument	877346

Lender

Name	MARINE CU
Type	Credit Union
Address	LA CROSSE, WI 54603

Agreement

Type	ARM
Amount	Amount Recorded
Term	240 Months
Due	Nov 19, 2039

Interest

Rate Type	Adjustable Rate
Rate	11.9%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2024
Change Frequency	Annually
Min Rate At Change	11.9%
Max Rate At Change	13.9%
Index	1-Year CMT
Max Rate	17.9%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUPACA WI
Property Address	719 WARE ST, WAUPACA, WI 54981-1318
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000903668
Date	Feb 16, 2022
Instrument	903668

Lender

Name	COMMUNITY FIRST CREDIT UNION OF FLORIDA
Type	Credit Union
Address	APPLETON, WI 54912

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2032

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUPACA WI
Property Address	719 WARE ST, WAUPACA, WI 54981-1318
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000926539
Date	Nov 25, 2024
Instrument	926539

Lender

Name	COMMUNITY FIRST CU (WISCONSIN
Type	Credit Union
Address	APPLETON, WI 54912

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	73 Months
Due	Dec 9, 2030

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUPACA WI
Property Address	719 WARE ST, WAUPACA, WI 54981-1318
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	GOWEY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 4TH AVE, STEVENS POINT, WI 54481-1625

Mortgage

Document Number	0000933638
Date	Sep 22, 2025
Instrument	933638

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2035

Interest

Adjustable	Adjustable Rate Rider

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUPACA WI
Property Address	719 WARE ST, WAUPACA, WI 54981-1318
Transaction Type	Mortgage
Record Updated	Oct 6, 2025
Title Company	UNKNOWN, GOWEY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 4TH AVE, STEVENS POINT, WI 54481-1625

Mortgage

Document Number	0000933638
Date	Sep 22, 2025
Instrument	933638

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2035

Interest

Adjustable	Adjustable Rate Rider

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAUPACA WI
Recording Date	Sep 22, 2025
Property Address	719 WARE ST, WAUPACA, WI 54981-1318
Document Number	0000933636
Instrument Date	Sep 18, 2025
Instrument	933636
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	GOWEY ABSTRACT & TTL CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$507.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	719 WARE ST, WAUPACA, WI 54981-1318

Mortgage

Document Number	0000933637
Date	Sep 22, 2025
Instrument	933637

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAUPACA WI
Recording Date	May 12, 2025
Property Address	719 WARE ST, WAUPACA, WI 54981-1318
Document Number	0000930328
Instrument Date	May 12, 2025
Instrument	930328
Transaction Type	Transfer
Record Updated	Oct 2, 2025
Title Company	GOWEY ABSTRACT AND TITLE COMPANY, GOWEY ABSTRACT & TITLE CO IN

Transaction

Amount	Amount Recorded
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	E4471 ZABEL RD, WEYAUWEGA, WI 54983-9571

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAUPACA WI
Recording Date	May 30, 2017
Property Address	719 WARE ST, WAUPACA, WI 54981-1318
Document Number	0000852209
Instrument Date	May 26, 2017
Instrument	852209
Transaction Type	Transfer
Record Updated	Oct 2, 2025
Title Company	KNIGHT BARRY TITLE, KNIGHT BARRY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$126.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	719 WARE ST, WAUPACA, WI 54981-1318

Mortgage

Document Number	0000852210
Date	May 30, 2017
Instrument	852210

Lender

Name	MARINE CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	121 Months
Due	Jun 5, 2027

Interest

Rate Type	Adjustable Rate
Rate	10.7%
Type Change Date	Jun 1, 2022
Change Frequency	Annually
Min Rate At Change	10.7%
Max Rate At Change	12.7%
Index	1-Year CMT
Max Rate	16.7%

July 2008: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WAUPACA WI
Recording Date	Jul 9, 2008
Property Address	719 WARE ST, WAUPACA, WI 54981-1318
Document Number	0000755788
Instrument Date	May 27, 2008
Instrument	755788
Transaction Type	Transfer
Record Updated	Oct 2, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$100.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000755789
Date	Jul 9, 2008
Instrument	755789

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2038

May 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAUPACA WI
Recording Date	May 4, 2005
Property Address	719 WARE ST, WAUPACA, WI 54981-1318
Document Number	0000707854
Instrument Date	May 2, 2005
Instrument	707854
Transaction Type	Transfer
Record Updated	Oct 2, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$159.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	719 WARE ST, WAUPACA, WI 54981-1318

Mortgage

Document Number	0000707855
Date	May 4, 2005
Instrument	707855

Lender

Name	EQUIFIRST CORP
Type	Subprime Lender
Address	CHARLOTTE, NC 28273

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2035

Interest

Rate Type	Adjustable Rate
Rate	8.4%
Type Change Date	May 7, 2007
Change Frequency	6 Months
Min Rate At Change	8.4%
Max Rate At Change	11.4%
Index	6-Month LIBOR
Margin	7
Max Rate	11.4%

Tax Assessment & Valuation

Source: Waupaca County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Waupaca County
Municipality	Waupaca City
Unified School District	Waupaca School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,318.00 (+6.12%)	$82,900 (-) Land $13,800 Building $69,100
2024	$1,242.00 (-8.14%)	$82,900 (-) Land $13,800 Building $69,100	$87,600 (-17.46%) Land $14,600 Building $73,000
2023	$1,352.00 (+4.56%)	$82,900 (+47.25%) Land $13,800 Building $69,100	$106,134 (+47.25%) Land $17,667 Building $88,467
2022	$1,293.00	$56,300 Land $8,600 Building $47,700	$72,079 Land $11,010 Building $61,069

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAUPACA WATERWORKS serves 6,062 people · EPA ID WI4690402
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20